▼ 0.50% · 3.625%
HK$17,993
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,552
−HK$569/mo
Today · 4.125%
HK$19,121
baseline
▲ 0.50% · 4.625%
HK$20,284
+HK$1,163/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,242/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,017
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,553
−HK$545/mo
Today · 4.125%
HK$21,098
baseline
▲ 0.50% · 4.625%
HK$22,210
+HK$1,112/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,196/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,792
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,407
−HK$626/mo
Today · 4.125%
HK$21,033
baseline
▲ 0.50% · 4.625%
HK$22,313
+HK$1,280/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,066/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,018
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,609
−HK$599/mo
Today · 4.125%
HK$23,208
baseline
▲ 0.50% · 4.625%
HK$24,431
+HK$1,223/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,416/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,591
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,263
−HK$682/mo
Today · 4.125%
HK$22,945
baseline
▲ 0.50% · 4.625%
HK$24,341
+HK$1,396/mo
Deposit HK$3.16M · loan HK$4.73M · min. income ≈ HK$45,890/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,020
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,664
−HK$654/mo
Today · 4.125%
HK$25,318
baseline
▲ 0.50% · 4.625%
HK$26,652
+HK$1,334/mo
Deposit HK$3.16M · loan HK$4.73M · min. income ≈ HK$50,636/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,390
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,118
−HK$739/mo
Today · 4.125%
HK$24,857
baseline
▲ 0.50% · 4.625%
HK$26,370
+HK$1,513/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,714/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,021
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,719
−HK$708/mo
Today · 4.125%
HK$27,427
baseline
▲ 0.50% · 4.625%
HK$28,873
+HK$1,446/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,854/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,190
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,973
−HK$796/mo
Today · 4.125%
HK$26,769
baseline
▲ 0.50% · 4.625%
HK$28,398
+HK$1,629/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$53,538/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,023
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,775
−HK$762/mo
Today · 4.125%
HK$29,537
baseline
▲ 0.50% · 4.625%
HK$31,094
+HK$1,557/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$59,074/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,989
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,828
−HK$853/mo
Today · 4.125%
HK$28,681
baseline
▲ 0.50% · 4.625%
HK$30,426
+HK$1,745/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,362/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,025
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,830
−HK$817/mo
Today · 4.125%
HK$31,647
baseline
▲ 0.50% · 4.625%
HK$33,315
+HK$1,668/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,294/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,788
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,684
−HK$909/mo
Today · 4.125%
HK$30,593
baseline
▲ 0.50% · 4.625%
HK$32,455
+HK$1,862/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$61,186/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,026
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,885
−HK$872/mo
Today · 4.125%
HK$33,757
baseline
▲ 0.50% · 4.625%
HK$35,536
+HK$1,779/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$67,514/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,587
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,539
−HK$966/mo
Today · 4.125%
HK$32,505
baseline
▲ 0.50% · 4.625%
HK$34,483
+HK$1,978/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$65,010/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,028
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,941
−HK$926/mo
Today · 4.125%
HK$35,867
baseline
▲ 0.50% · 4.625%
HK$37,757
+HK$1,890/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,734/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,387
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,394
−HK$1,024/mo
Today · 4.125%
HK$34,418
baseline
▲ 0.50% · 4.625%
HK$36,512
+HK$2,094/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$68,836/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,030
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,996
−HK$980/mo
Today · 4.125%
HK$37,976
baseline
▲ 0.50% · 4.625%
HK$39,978
+HK$2,002/mo
Deposit HK$789K · loan HK$7.10M · min. income ≈ HK$75,952/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,718 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).