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At today's rate and a 90% mortgage, the deposit on this unit is about HK$760K, with repayments around HK$33,158/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,316/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$228,055 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 75 shopping and daily-needs spots nearby.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 539 Saleable ft²
- Gross Area
- 620 ft²
- Efficiency
- 87%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-11 | HK$7.10M | −26.0% 3.8y · −7.0%/yr |
| 2021-08-02 | HK$9.60M | +146.2% 13.0y · 11.0%/yr |
| 2008-07-24 | HK$3.90M | +139.3% |
| 2003-10-17 | HK$1.63M | −1.8% |
| 2002-11-28 | HK$1.66M | −21.3% |
| 2000-07-13 | HK$2.11M | −36.6% |
| 1996-11-14 | HK$3.33M | +6.7% |
| 1996-05-31 | HK$3.12M | — |