▼ 0.50% · 3.625%
HK$19,700
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,313
−HK$623/mo
Today · 4.125%
HK$20,936
baseline
▲ 0.50% · 4.625%
HK$22,209
+HK$1,273/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,872/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,916
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,504
−HK$596/mo
Today · 4.125%
HK$23,100
baseline
▲ 0.50% · 4.625%
HK$24,318
+HK$1,218/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,200/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,670
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,344
−HK$685/mo
Today · 4.125%
HK$23,029
baseline
▲ 0.50% · 4.625%
HK$24,430
+HK$1,401/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,058/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,108
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,754
−HK$656/mo
Today · 4.125%
HK$25,410
baseline
▲ 0.50% · 4.625%
HK$26,750
+HK$1,340/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,820/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,640
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,376
−HK$747/mo
Today · 4.125%
HK$25,123
baseline
▲ 0.50% · 4.625%
HK$26,651
+HK$1,528/mo
Deposit HK$3.46M · loan HK$5.18M · min. income ≈ HK$50,246/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,300
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$27,005
−HK$715/mo
Today · 4.125%
HK$27,720
baseline
▲ 0.50% · 4.625%
HK$29,182
+HK$1,462/mo
Deposit HK$3.46M · loan HK$5.18M · min. income ≈ HK$55,440/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,610
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,407
−HK$809/mo
Today · 4.125%
HK$27,216
baseline
▲ 0.50% · 4.625%
HK$28,872
+HK$1,656/mo
Deposit HK$3.02M · loan HK$5.62M · min. income ≈ HK$54,432/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,491
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,255
−HK$775/mo
Today · 4.125%
HK$30,030
baseline
▲ 0.50% · 4.625%
HK$31,613
+HK$1,583/mo
Deposit HK$3.02M · loan HK$5.62M · min. income ≈ HK$60,060/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,580
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,438
−HK$872/mo
Today · 4.125%
HK$29,310
baseline
▲ 0.50% · 4.625%
HK$31,093
+HK$1,783/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,620/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,683
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,506
−HK$834/mo
Today · 4.125%
HK$32,340
baseline
▲ 0.50% · 4.625%
HK$34,045
+HK$1,705/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,680/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,550
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,469
−HK$934/mo
Today · 4.125%
HK$31,403
baseline
▲ 0.50% · 4.625%
HK$33,314
+HK$1,911/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,806/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,874
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,756
−HK$895/mo
Today · 4.125%
HK$34,651
baseline
▲ 0.50% · 4.625%
HK$36,477
+HK$1,826/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,302/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,520
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,501
−HK$996/mo
Today · 4.125%
HK$33,497
baseline
▲ 0.50% · 4.625%
HK$35,535
+HK$2,038/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,994/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,066
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,006
−HK$955/mo
Today · 4.125%
HK$36,961
baseline
▲ 0.50% · 4.625%
HK$38,909
+HK$1,948/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,922/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,490
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,532
−HK$1,058/mo
Today · 4.125%
HK$35,590
baseline
▲ 0.50% · 4.625%
HK$37,756
+HK$2,166/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$71,180/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,258
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,257
−HK$1,014/mo
Today · 4.125%
HK$39,271
baseline
▲ 0.50% · 4.625%
HK$41,341
+HK$2,070/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$78,542/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,460
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,563
−HK$1,121/mo
Today · 4.125%
HK$37,684
baseline
▲ 0.50% · 4.625%
HK$39,977
+HK$2,293/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$75,368/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,449
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,507
−HK$1,074/mo
Today · 4.125%
HK$41,581
baseline
▲ 0.50% · 4.625%
HK$43,772
+HK$2,191/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$83,162/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,184 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).