▼ 0.50% · 3.625%
HK$6,839
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,052
−HK$216/mo
Today · 4.125%
HK$7,268
baseline
▲ 0.50% · 4.625%
HK$7,710
+HK$442/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,536/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,609
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,813
−HK$207/mo
Today · 4.125%
HK$8,020
baseline
▲ 0.50% · 4.625%
HK$8,442
+HK$422/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,040/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,523
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,757
−HK$238/mo
Today · 4.125%
HK$7,995
baseline
▲ 0.50% · 4.625%
HK$8,481
+HK$486/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$15,990/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,369
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,594
−HK$228/mo
Today · 4.125%
HK$8,822
baseline
▲ 0.50% · 4.625%
HK$9,287
+HK$465/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,644/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,207
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,462
−HK$260/mo
Today · 4.125%
HK$8,722
baseline
▲ 0.50% · 4.625%
HK$9,252
+HK$530/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,444/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,130
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,375
−HK$249/mo
Today · 4.125%
HK$9,624
baseline
▲ 0.50% · 4.625%
HK$10,131
+HK$507/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,248/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,891
−HK$558/mo
▼ 0.25% · 3.875%
HK$9,168
−HK$281/mo
Today · 4.125%
HK$9,449
baseline
▲ 0.50% · 4.625%
HK$10,024
+HK$575/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,898/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,891
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,156
−HK$270/mo
Today · 4.125%
HK$10,426
baseline
▲ 0.50% · 4.625%
HK$10,975
+HK$549/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,852/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,575
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,873
−HK$302/mo
Today · 4.125%
HK$10,175
baseline
▲ 0.50% · 4.625%
HK$10,795
+HK$620/mo
Deposit HK$900K · loan HK$2.10M · min. income ≈ HK$20,350/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,652
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,938
−HK$290/mo
Today · 4.125%
HK$11,228
baseline
▲ 0.50% · 4.625%
HK$11,819
+HK$591/mo
Deposit HK$900K · loan HK$2.10M · min. income ≈ HK$22,456/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,259
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,578
−HK$324/mo
Today · 4.125%
HK$10,902
baseline
▲ 0.50% · 4.625%
HK$11,566
+HK$664/mo
Deposit HK$750K · loan HK$2.25M · min. income ≈ HK$21,804/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,413
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,719
−HK$311/mo
Today · 4.125%
HK$12,030
baseline
▲ 0.50% · 4.625%
HK$12,664
+HK$634/mo
Deposit HK$750K · loan HK$2.25M · min. income ≈ HK$24,060/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,943
−HK$686/mo
▼ 0.25% · 3.875%
HK$11,283
−HK$346/mo
Today · 4.125%
HK$11,629
baseline
▲ 0.50% · 4.625%
HK$12,337
+HK$708/mo
Deposit HK$600K · loan HK$2.40M · min. income ≈ HK$23,258/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,174
−HK$657/mo
▼ 0.25% · 3.875%
HK$12,500
−HK$331/mo
Today · 4.125%
HK$12,831
baseline
▲ 0.50% · 4.625%
HK$13,508
+HK$677/mo
Deposit HK$600K · loan HK$2.40M · min. income ≈ HK$25,662/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,627
−HK$729/mo
▼ 0.25% · 3.875%
HK$11,988
−HK$368/mo
Today · 4.125%
HK$12,356
baseline
▲ 0.50% · 4.625%
HK$13,108
+HK$752/mo
Deposit HK$450K · loan HK$2.55M · min. income ≈ HK$24,712/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,935
−HK$698/mo
▼ 0.25% · 3.875%
HK$13,282
−HK$351/mo
Today · 4.125%
HK$13,633
baseline
▲ 0.50% · 4.625%
HK$14,352
+HK$719/mo
Deposit HK$450K · loan HK$2.55M · min. income ≈ HK$27,266/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,311
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,694
−HK$389/mo
Today · 4.125%
HK$13,083
baseline
▲ 0.50% · 4.625%
HK$13,879
+HK$796/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,166/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,695
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,063
−HK$372/mo
Today · 4.125%
HK$14,435
baseline
▲ 0.50% · 4.625%
HK$15,196
+HK$761/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$28,870/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).