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20/F M

in Southern Building

Eastern District · Hong Kong Island

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1/F B 352 ft² 1/F C 354 ft² 2/F A 510 ft² 2/F B 501 ft² 2/F C 501 ft² 2/F F 529 ft² 2/F I 712 ft² 2/F M 372 ft² 2/F N 372 ft² 2/F G 415 ft² 2/F L 439 ft² 2/F M 372 ft² 2/F O 598 ft² 3/F B 501 ft² 3/F C 501 ft² 3/F D 504 ft² 3/F H 605 ft² 3/F I 712 ft² 3/F J 372 ft² 3/F D 504 ft² 3/F G 561 ft² 4/F A 510 ft² 4/F I 712 ft² 4/F J 372 ft² 4/F M 372 ft² 4/F N 372 ft² 4/F O 598 ft² 4/F M 372 ft² 5/F B 501 ft² 5/F D 504 ft² 5/F F 529 ft² 5/F G 561 ft² 5/F H 605 ft² 5/F I 712 ft² 5/F L 439 ft² 5/F N 5/F C 501 ft² 5/F E 515 ft² 5/F F 529 ft² 5/F K 372 ft² 6/F C 501 ft² 6/F D 504 ft² 6/F E 515 ft² 6/F G 561 ft² 6/F H 605 ft² 6/F K 372 ft² 7/F C 501 ft² 7/F D 504 ft² 7/F F 529 ft² 7/F G 561 ft² 7/F L 439 ft² 7/F M 372 ft² 7/F N 7/F O 598 ft² 7/F P 598 ft² 7/F I 712 ft² 8/F C 501 ft² 8/F D 504 ft² 8/F J 372 ft² 8/F N 372 ft² 8/F O 598 ft² 8/F A 510 ft² 8/F B 501 ft² 8/F J 372 ft² 8/F K 372 ft² 9/F B 501 ft² 9/F K 372 ft² 9/F L 439 ft² 9/F O 598 ft² 9/F P 598 ft² 9/F A 510 ft² 9/F B 501 ft² 9/F E 515 ft² 9/F L 439 ft² 10/F B 501 ft² 10/F C 501 ft² 10/F K 372 ft² 10/F P 598 ft² 10/F A 510 ft² 10/F C 501 ft² 10/F E 515 ft² 10/F F 529 ft² 10/F H 605 ft² 10/F M 372 ft² 11/F A 510 ft² 11/F D 504 ft² 11/F E 515 ft² 11/F I 712 ft² 11/F J 372 ft² 11/F L 439 ft² 11/F N 11/F P 598 ft² 11/F E 515 ft² 11/F I 712 ft² 11/F L 439 ft² 11/F M 372 ft² 11/F O 598 ft² 12/F B 501 ft² 12/F C 501 ft² 12/F F 529 ft² 12/F K 372 ft² 12/F L 439 ft² 12/F M 372 ft² 12/F B 501 ft² 12/F C 501 ft² 13/F A 510 ft² 13/F D 504 ft² 13/F F 529 ft² 13/F H 605 ft² 13/F J 372 ft² 13/F K 372 ft² 13/F N 13/F O 598 ft² 13/F P 598 ft² 13/F D 504 ft² 13/F N 372 ft² 13/F O 598 ft² 13/F P 598 ft² 14/F A 510 ft² 14/F F 529 ft² 14/F G 561 ft² 14/F H 413 ft² 14/F I 712 ft² 14/F K 372 ft² 14/F P 598 ft² 14/F B 501 ft² 14/F C 501 ft² 15/F C 501 ft² 15/F F 529 ft² 15/F G 561 ft² 15/F I 712 ft² 15/F J 372 ft² 15/F K 372 ft² 15/F N 372 ft² 15/F O 598 ft² 15/F P 598 ft² 15/F B 501 ft² 15/F D 504 ft² 15/F E 515 ft² 15/F L 439 ft² 15/F N 372 ft² 16/F A 487 ft² 16/F C 474 ft² 16/F E 492 ft² 16/F I 684 ft² 16/F J 372 ft² 16/F L 439 ft² 16/F N 372 ft² 16/F O 598 ft² 16/F B 501 ft² 16/F L 439 ft² 16/F M 372 ft² 17/F A 452 ft² 17/F C 443 ft² 17/F E 462 ft² 17/F F 481 ft² 17/F G 508 ft² 17/F J 372 ft² 17/F K 372 ft² 17/F B 474 ft² 17/F F 512 ft² 17/F G 539 ft² 17/F H 568 ft² 17/F M 372 ft² 18/F A 413 ft² 18/F C 404 ft² 18/F D 408 ft² 18/F E 420 ft² 18/F G 462 ft² 18/F H 469 ft² 18/F K 372 ft² 18/F P 598 ft² 18/F D 450 ft² 19/F A 374 ft² 19/F G 432 ft² 19/F H 415 ft² 19/F J 372 ft² 19/F N 372 ft² 19/F O 598 ft² 19/F P 598 ft² 19/F B 404 ft² 19/F L 439 ft² 19/F M 372 ft² 19/F N 372 ft² 20/F B 362 ft² 20/F C 362 ft² 20/F F 401 ft² 20/F K 372 ft² 20/F L 439 ft² 20/F M 372 ft²
Crescira AVM · estimated value ● Medium confidence
HK$3.18M
≈ HK$8,562 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$318K, with repayments around HK$13,892/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$13,072
−HK$820/mo
▼ 0.25% · 3.875%
HK$13,479
−HK$413/mo
Today · 4.125%
HK$13,892
baseline
▲ 0.50% · 4.625%
HK$14,737
+HK$845/mo

Deposit HK$318K · loan HK$2.87M · min. income ≈ HK$27,784/mo (50% DSR)

Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
20/F
Flat
M
Saleable Area
372 ft²
Gross Area
507 ft²
Efficiency
73%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2017-09-22 HK$4.11M +245.4%
11.4y
2006-05-04 HK$1.19M +28.0%
2006-01-10 HK$930K —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 4 min walk · 258 m
Education
44
schools within 1 km (20 within 500 m)
Daily convenience
48
within 1 km (20 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

1/F B
352 ft²
HK$2.81M
1/F C
354 ft²
HK$2.87M
2/F A
510 ft²
HK$3.58M
2/F B
501 ft²
HK$3.74M
2/F C
501 ft²
HK$3.60M
2/F F
529 ft²
HK$3.73M
Data sourced from Renavon.com