▼ 0.50% · 3.625%
HK$6,770
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,981
−HK$214/mo
Today · 4.125%
HK$7,195
baseline
▲ 0.50% · 4.625%
HK$7,632
+HK$437/mo
Deposit HK$1.48M · loan HK$1.48M · min. income ≈ HK$14,390/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,532
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,734
−HK$205/mo
Today · 4.125%
HK$7,939
baseline
▲ 0.50% · 4.625%
HK$8,357
+HK$418/mo
Deposit HK$1.48M · loan HK$1.48M · min. income ≈ HK$15,878/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,447
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,679
−HK$235/mo
Today · 4.125%
HK$7,914
baseline
▲ 0.50% · 4.625%
HK$8,396
+HK$482/mo
Deposit HK$1.34M · loan HK$1.63M · min. income ≈ HK$15,828/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,285
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,507
−HK$226/mo
Today · 4.125%
HK$8,733
baseline
▲ 0.50% · 4.625%
HK$9,193
+HK$460/mo
Deposit HK$1.34M · loan HK$1.63M · min. income ≈ HK$17,466/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,124
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,377
−HK$257/mo
Today · 4.125%
HK$8,634
baseline
▲ 0.50% · 4.625%
HK$9,159
+HK$525/mo
Deposit HK$1.19M · loan HK$1.78M · min. income ≈ HK$17,268/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,038
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,280
−HK$246/mo
Today · 4.125%
HK$9,526
baseline
▲ 0.50% · 4.625%
HK$10,029
+HK$503/mo
Deposit HK$1.19M · loan HK$1.78M · min. income ≈ HK$19,052/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,801
−HK$552/mo
▼ 0.25% · 3.875%
HK$9,075
−HK$278/mo
Today · 4.125%
HK$9,353
baseline
▲ 0.50% · 4.625%
HK$9,922
+HK$569/mo
Deposit HK$1.04M · loan HK$1.93M · min. income ≈ HK$18,706/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,791
−HK$529/mo
▼ 0.25% · 3.875%
HK$10,054
−HK$266/mo
Today · 4.125%
HK$10,320
baseline
▲ 0.50% · 4.625%
HK$10,864
+HK$544/mo
Deposit HK$1.04M · loan HK$1.93M · min. income ≈ HK$20,640/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,478
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,773
−HK$300/mo
Today · 4.125%
HK$10,073
baseline
▲ 0.50% · 4.625%
HK$10,685
+HK$612/mo
Deposit HK$891K · loan HK$2.08M · min. income ≈ HK$20,146/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,544
−HK$570/mo
▼ 0.25% · 3.875%
HK$10,827
−HK$287/mo
Today · 4.125%
HK$11,114
baseline
▲ 0.50% · 4.625%
HK$11,700
+HK$586/mo
Deposit HK$891K · loan HK$2.08M · min. income ≈ HK$22,228/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,155
−HK$637/mo
▼ 0.25% · 3.875%
HK$10,471
−HK$321/mo
Today · 4.125%
HK$10,792
baseline
▲ 0.50% · 4.625%
HK$11,449
+HK$657/mo
Deposit HK$742K · loan HK$2.23M · min. income ≈ HK$21,584/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,298
−HK$610/mo
▼ 0.25% · 3.875%
HK$11,601
−HK$307/mo
Today · 4.125%
HK$11,908
baseline
▲ 0.50% · 4.625%
HK$12,536
+HK$628/mo
Deposit HK$742K · loan HK$2.23M · min. income ≈ HK$23,816/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,832
−HK$680/mo
▼ 0.25% · 3.875%
HK$11,169
−HK$343/mo
Today · 4.125%
HK$11,512
baseline
▲ 0.50% · 4.625%
HK$12,212
+HK$700/mo
Deposit HK$594K · loan HK$2.38M · min. income ≈ HK$23,024/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,051
−HK$651/mo
▼ 0.25% · 3.875%
HK$12,374
−HK$328/mo
Today · 4.125%
HK$12,702
baseline
▲ 0.50% · 4.625%
HK$13,371
+HK$669/mo
Deposit HK$594K · loan HK$2.38M · min. income ≈ HK$25,404/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,509
−HK$722/mo
▼ 0.25% · 3.875%
HK$11,867
−HK$364/mo
Today · 4.125%
HK$12,231
baseline
▲ 0.50% · 4.625%
HK$12,975
+HK$744/mo
Deposit HK$445K · loan HK$2.52M · min. income ≈ HK$24,462/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,804
−HK$692/mo
▼ 0.25% · 3.875%
HK$13,147
−HK$349/mo
Today · 4.125%
HK$13,496
baseline
▲ 0.50% · 4.625%
HK$14,207
+HK$711/mo
Deposit HK$445K · loan HK$2.52M · min. income ≈ HK$26,992/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,186
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,565
−HK$385/mo
Today · 4.125%
HK$12,950
baseline
▲ 0.50% · 4.625%
HK$13,738
+HK$788/mo
Deposit HK$297K · loan HK$2.67M · min. income ≈ HK$25,900/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,557
−HK$733/mo
▼ 0.25% · 3.875%
HK$13,921
−HK$369/mo
Today · 4.125%
HK$14,290
baseline
▲ 0.50% · 4.625%
HK$15,043
+HK$753/mo
Deposit HK$297K · loan HK$2.67M · min. income ≈ HK$28,580/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).