▼ 0.50% · 3.625%
HK$18,659
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,239
−HK$590/mo
Today · 4.125%
HK$19,829
baseline
▲ 0.50% · 4.625%
HK$21,035
+HK$1,206/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,658/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,758
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,314
−HK$565/mo
Today · 4.125%
HK$21,879
baseline
▲ 0.50% · 4.625%
HK$23,032
+HK$1,153/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,758/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,525
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,163
−HK$649/mo
Today · 4.125%
HK$21,812
baseline
▲ 0.50% · 4.625%
HK$23,139
+HK$1,327/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,624/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,833
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,446
−HK$621/mo
Today · 4.125%
HK$24,067
baseline
▲ 0.50% · 4.625%
HK$25,336
+HK$1,269/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,134/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,390
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,087
−HK$708/mo
Today · 4.125%
HK$23,795
baseline
▲ 0.50% · 4.625%
HK$25,242
+HK$1,447/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,590/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,909
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,577
−HK$678/mo
Today · 4.125%
HK$26,255
baseline
▲ 0.50% · 4.625%
HK$27,639
+HK$1,384/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,510/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,256
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,011
−HK$766/mo
Today · 4.125%
HK$25,777
baseline
▲ 0.50% · 4.625%
HK$27,346
+HK$1,569/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$51,554/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,985
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,709
−HK$734/mo
Today · 4.125%
HK$28,443
baseline
▲ 0.50% · 4.625%
HK$29,942
+HK$1,499/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$56,886/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,122
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,935
−HK$825/mo
Today · 4.125%
HK$27,760
baseline
▲ 0.50% · 4.625%
HK$29,449
+HK$1,689/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$55,520/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,061
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,840
−HK$791/mo
Today · 4.125%
HK$30,631
baseline
▲ 0.50% · 4.625%
HK$32,245
+HK$1,614/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$61,262/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,988
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,859
−HK$884/mo
Today · 4.125%
HK$29,743
baseline
▲ 0.50% · 4.625%
HK$31,553
+HK$1,810/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,486/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,136
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,971
−HK$848/mo
Today · 4.125%
HK$32,819
baseline
▲ 0.50% · 4.625%
HK$34,549
+HK$1,730/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,638/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,854
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,783
−HK$943/mo
Today · 4.125%
HK$31,726
baseline
▲ 0.50% · 4.625%
HK$33,656
+HK$1,930/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,452/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,212
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,103
−HK$904/mo
Today · 4.125%
HK$35,007
baseline
▲ 0.50% · 4.625%
HK$36,852
+HK$1,845/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,014/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,720
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,706
−HK$1,003/mo
Today · 4.125%
HK$33,709
baseline
▲ 0.50% · 4.625%
HK$35,760
+HK$2,051/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,418/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,288
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,234
−HK$960/mo
Today · 4.125%
HK$37,194
baseline
▲ 0.50% · 4.625%
HK$39,155
+HK$1,961/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,388/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,586
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,630
−HK$1,062/mo
Today · 4.125%
HK$35,692
baseline
▲ 0.50% · 4.625%
HK$37,864
+HK$2,172/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,384/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,364
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,366
−HK$1,016/mo
Today · 4.125%
HK$39,382
baseline
▲ 0.50% · 4.625%
HK$41,458
+HK$2,076/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,764/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,482 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).