▼ 0.50% · 3.625%
HK$15,578
−HK$977/mo
▼ 0.25% · 3.875%
HK$16,063
−HK$492/mo
Today · 4.125%
HK$16,555
baseline
▲ 0.50% · 4.625%
HK$17,562
+HK$1,007/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,110/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,330
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,795
−HK$472/mo
Today · 4.125%
HK$18,267
baseline
▲ 0.50% · 4.625%
HK$19,230
+HK$963/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,534/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,136
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,669
−HK$541/mo
Today · 4.125%
HK$18,210
baseline
▲ 0.50% · 4.625%
HK$19,319
+HK$1,109/mo
Deposit HK$3.07M · loan HK$3.76M · min. income ≈ HK$36,420/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,063
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$19,575
−HK$518/mo
Today · 4.125%
HK$20,093
baseline
▲ 0.50% · 4.625%
HK$21,153
+HK$1,060/mo
Deposit HK$3.07M · loan HK$3.76M · min. income ≈ HK$40,186/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,694
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,275
−HK$591/mo
Today · 4.125%
HK$19,866
baseline
▲ 0.50% · 4.625%
HK$21,075
+HK$1,209/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$39,732/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,797
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,354
−HK$566/mo
Today · 4.125%
HK$21,920
baseline
▲ 0.50% · 4.625%
HK$23,076
+HK$1,156/mo
Deposit HK$2.73M · loan HK$4.10M · min. income ≈ HK$43,840/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,251
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,881
−HK$640/mo
Today · 4.125%
HK$21,521
baseline
▲ 0.50% · 4.625%
HK$22,831
+HK$1,310/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$43,042/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,530
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,134
−HK$613/mo
Today · 4.125%
HK$23,747
baseline
▲ 0.50% · 4.625%
HK$24,999
+HK$1,252/mo
Deposit HK$2.39M · loan HK$4.44M · min. income ≈ HK$47,494/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,809
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,488
−HK$689/mo
Today · 4.125%
HK$23,177
baseline
▲ 0.50% · 4.625%
HK$24,587
+HK$1,410/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,354/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,263
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,913
−HK$660/mo
Today · 4.125%
HK$25,573
baseline
▲ 0.50% · 4.625%
HK$26,921
+HK$1,348/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,146/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,367
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,094
−HK$738/mo
Today · 4.125%
HK$24,832
baseline
▲ 0.50% · 4.625%
HK$26,343
+HK$1,511/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$49,664/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,996
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,693
−HK$707/mo
Today · 4.125%
HK$27,400
baseline
▲ 0.50% · 4.625%
HK$28,844
+HK$1,444/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$54,800/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,925
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,700
−HK$788/mo
Today · 4.125%
HK$26,488
baseline
▲ 0.50% · 4.625%
HK$28,100
+HK$1,612/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$52,976/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,729
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,472
−HK$755/mo
Today · 4.125%
HK$29,227
baseline
▲ 0.50% · 4.625%
HK$30,767
+HK$1,540/mo
Deposit HK$1.37M · loan HK$5.47M · min. income ≈ HK$58,454/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,483
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,306
−HK$837/mo
Today · 4.125%
HK$28,143
baseline
▲ 0.50% · 4.625%
HK$29,856
+HK$1,713/mo
Deposit HK$1.02M · loan HK$5.81M · min. income ≈ HK$56,286/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,462
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,252
−HK$801/mo
Today · 4.125%
HK$31,053
baseline
▲ 0.50% · 4.625%
HK$32,690
+HK$1,637/mo
Deposit HK$1.02M · loan HK$5.81M · min. income ≈ HK$62,106/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,041
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,913
−HK$886/mo
Today · 4.125%
HK$29,799
baseline
▲ 0.50% · 4.625%
HK$31,612
+HK$1,813/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$59,598/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,195
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,031
−HK$849/mo
Today · 4.125%
HK$32,880
baseline
▲ 0.50% · 4.625%
HK$34,613
+HK$1,733/mo
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$65,760/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$204,952 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).