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Crescira AVM · estimated value Medium confidence
HK$28.44M
≈ HK$27,347 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.53M, with repayments around HK$96,488/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$90,794
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,619
−HK$2,869/mo
Today · 4.125%
HK$96,488
baseline
▲ 0.50% · 4.625%
HK$102,359
+HK$5,871/mo

Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$192,976/mo (50% DSR)

Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,750 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
26/F
Flat
B
Saleable Area
1,040 ft²
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2025-08-07 HK$27.60M −16.5%
8.2y
2017-05-05 HK$33.03M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 3 min walk · 204 m
Education
43
schools within 1 km (15 within 500 m)
Daily convenience
43
within 1 km (21 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
63
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Green space & leisure — 63 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com