▼ 0.50% · 3.625%
HK$18,566
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,144
−HK$586/mo
Today · 4.125%
HK$19,730
baseline
▲ 0.50% · 4.625%
HK$20,931
+HK$1,201/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,460/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,655
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,209
−HK$561/mo
Today · 4.125%
HK$21,770
baseline
▲ 0.50% · 4.625%
HK$22,918
+HK$1,148/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,540/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,423
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,058
−HK$645/mo
Today · 4.125%
HK$21,703
baseline
▲ 0.50% · 4.625%
HK$23,024
+HK$1,321/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$43,406/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,720
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,329
−HK$619/mo
Today · 4.125%
HK$23,948
baseline
▲ 0.50% · 4.625%
HK$25,210
+HK$1,262/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$47,896/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,279
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,972
−HK$704/mo
Today · 4.125%
HK$23,676
baseline
▲ 0.50% · 4.625%
HK$25,117
+HK$1,441/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,352/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,786
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,450
−HK$675/mo
Today · 4.125%
HK$26,125
baseline
▲ 0.50% · 4.625%
HK$27,502
+HK$1,377/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,250/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,136
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,887
−HK$762/mo
Today · 4.125%
HK$25,649
baseline
▲ 0.50% · 4.625%
HK$27,210
+HK$1,561/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,298/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,851
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,571
−HK$731/mo
Today · 4.125%
HK$28,302
baseline
▲ 0.50% · 4.625%
HK$29,793
+HK$1,491/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,604/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,993
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,801
−HK$821/mo
Today · 4.125%
HK$27,622
baseline
▲ 0.50% · 4.625%
HK$29,303
+HK$1,681/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,244/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,916
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,692
−HK$787/mo
Today · 4.125%
HK$30,479
baseline
▲ 0.50% · 4.625%
HK$32,085
+HK$1,606/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,958/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,849
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,715
−HK$881/mo
Today · 4.125%
HK$29,596
baseline
▲ 0.50% · 4.625%
HK$31,396
+HK$1,800/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,192/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,982
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,813
−HK$843/mo
Today · 4.125%
HK$32,656
baseline
▲ 0.50% · 4.625%
HK$34,377
+HK$1,721/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,312/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,706
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,630
−HK$939/mo
Today · 4.125%
HK$31,569
baseline
▲ 0.50% · 4.625%
HK$33,489
+HK$1,920/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,138/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,047
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,934
−HK$899/mo
Today · 4.125%
HK$34,833
baseline
▲ 0.50% · 4.625%
HK$36,669
+HK$1,836/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,666/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,562
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,544
−HK$998/mo
Today · 4.125%
HK$33,542
baseline
▲ 0.50% · 4.625%
HK$35,583
+HK$2,041/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,084/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,113
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,055
−HK$955/mo
Today · 4.125%
HK$37,010
baseline
▲ 0.50% · 4.625%
HK$38,961
+HK$1,951/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$74,020/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,419
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,458
−HK$1,057/mo
Today · 4.125%
HK$35,515
baseline
▲ 0.50% · 4.625%
HK$37,676
+HK$2,161/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$71,030/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,178
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,175
−HK$1,012/mo
Today · 4.125%
HK$39,187
baseline
▲ 0.50% · 4.625%
HK$41,252
+HK$2,065/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$78,374/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,264 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).