▼ 0.50% · 3.625%
HK$18,162
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$18,727
−HK$574/mo
Today · 4.125%
HK$19,301
baseline
▲ 0.50% · 4.625%
HK$20,476
+HK$1,175/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,602/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,205
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$20,747
−HK$550/mo
Today · 4.125%
HK$21,297
baseline
▲ 0.50% · 4.625%
HK$22,420
+HK$1,123/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,594/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,979
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,600
−HK$631/mo
Today · 4.125%
HK$21,231
baseline
▲ 0.50% · 4.625%
HK$22,523
+HK$1,292/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,462/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,226
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,822
−HK$605/mo
Today · 4.125%
HK$23,427
baseline
▲ 0.50% · 4.625%
HK$24,662
+HK$1,235/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,854/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,795
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,473
−HK$688/mo
Today · 4.125%
HK$23,161
baseline
▲ 0.50% · 4.625%
HK$24,571
+HK$1,410/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$46,322/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,246
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,897
−HK$659/mo
Today · 4.125%
HK$25,556
baseline
▲ 0.50% · 4.625%
HK$26,903
+HK$1,347/mo
Deposit HK$3.19M · loan HK$4.78M · min. income ≈ HK$51,112/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,611
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,345
−HK$747/mo
Today · 4.125%
HK$25,092
baseline
▲ 0.50% · 4.625%
HK$26,618
+HK$1,526/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$50,184/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,267
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,971
−HK$715/mo
Today · 4.125%
HK$27,686
baseline
▲ 0.50% · 4.625%
HK$29,145
+HK$1,459/mo
Deposit HK$2.79M · loan HK$5.18M · min. income ≈ HK$55,372/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,427
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,218
−HK$804/mo
Today · 4.125%
HK$27,022
baseline
▲ 0.50% · 4.625%
HK$28,666
+HK$1,644/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,044/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,287
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,046
−HK$770/mo
Today · 4.125%
HK$29,816
baseline
▲ 0.50% · 4.625%
HK$31,387
+HK$1,571/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,632/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,243
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,091
−HK$861/mo
Today · 4.125%
HK$28,952
baseline
▲ 0.50% · 4.625%
HK$30,713
+HK$1,761/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,904/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,308
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,121
−HK$824/mo
Today · 4.125%
HK$31,945
baseline
▲ 0.50% · 4.625%
HK$33,629
+HK$1,684/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,890/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,060
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,964
−HK$918/mo
Today · 4.125%
HK$30,882
baseline
▲ 0.50% · 4.625%
HK$32,761
+HK$1,879/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$61,764/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,329
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,196
−HK$879/mo
Today · 4.125%
HK$34,075
baseline
▲ 0.50% · 4.625%
HK$35,871
+HK$1,796/mo
Deposit HK$1.59M · loan HK$6.37M · min. income ≈ HK$68,150/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,876
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,836
−HK$976/mo
Today · 4.125%
HK$32,812
baseline
▲ 0.50% · 4.625%
HK$34,809
+HK$1,997/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$65,624/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,349
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,270
−HK$935/mo
Today · 4.125%
HK$36,205
baseline
▲ 0.50% · 4.625%
HK$38,113
+HK$1,908/mo
Deposit HK$1.19M · loan HK$6.77M · min. income ≈ HK$72,410/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,692
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,709
−HK$1,033/mo
Today · 4.125%
HK$34,742
baseline
▲ 0.50% · 4.625%
HK$36,856
+HK$2,114/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$69,484/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,370
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,345
−HK$990/mo
Today · 4.125%
HK$38,335
baseline
▲ 0.50% · 4.625%
HK$40,355
+HK$2,020/mo
Deposit HK$797K · loan HK$7.17M · min. income ≈ HK$76,670/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$238,951 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).