▼ 0.50% · 3.625%
HK$20,265
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,896
−HK$640/mo
Today · 4.125%
HK$21,536
baseline
▲ 0.50% · 4.625%
HK$22,847
+HK$1,311/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,072/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,545
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,150
−HK$613/mo
Today · 4.125%
HK$23,763
baseline
▲ 0.50% · 4.625%
HK$25,016
+HK$1,253/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,526/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,292
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,985
−HK$705/mo
Today · 4.125%
HK$23,690
baseline
▲ 0.50% · 4.625%
HK$25,131
+HK$1,441/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,380/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,799
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,465
−HK$674/mo
Today · 4.125%
HK$26,139
baseline
▲ 0.50% · 4.625%
HK$27,517
+HK$1,378/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,278/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,318
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,075
−HK$768/mo
Today · 4.125%
HK$25,843
baseline
▲ 0.50% · 4.625%
HK$27,416
+HK$1,573/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,686/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,054
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,779
−HK$737/mo
Today · 4.125%
HK$28,516
baseline
▲ 0.50% · 4.625%
HK$30,019
+HK$1,503/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$57,032/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,345
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,164
−HK$833/mo
Today · 4.125%
HK$27,997
baseline
▲ 0.50% · 4.625%
HK$29,700
+HK$1,703/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$55,994/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,308
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,094
−HK$798/mo
Today · 4.125%
HK$30,892
baseline
▲ 0.50% · 4.625%
HK$32,520
+HK$1,628/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,784/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,371
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,254
−HK$897/mo
Today · 4.125%
HK$30,151
baseline
▲ 0.50% · 4.625%
HK$31,985
+HK$1,834/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,302/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,563
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,409
−HK$859/mo
Today · 4.125%
HK$33,268
baseline
▲ 0.50% · 4.625%
HK$35,022
+HK$1,754/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,536/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,398
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,343
−HK$961/mo
Today · 4.125%
HK$32,304
baseline
▲ 0.50% · 4.625%
HK$34,270
+HK$1,966/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,608/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,817
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,724
−HK$920/mo
Today · 4.125%
HK$35,644
baseline
▲ 0.50% · 4.625%
HK$37,523
+HK$1,879/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,288/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,424
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,433
−HK$1,025/mo
Today · 4.125%
HK$34,458
baseline
▲ 0.50% · 4.625%
HK$36,554
+HK$2,096/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,916/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,072
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,039
−HK$982/mo
Today · 4.125%
HK$38,021
baseline
▲ 0.50% · 4.625%
HK$40,025
+HK$2,004/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,042/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,451
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,523
−HK$1,088/mo
Today · 4.125%
HK$36,611
baseline
▲ 0.50% · 4.625%
HK$38,839
+HK$2,228/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,222/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,326
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,354
−HK$1,043/mo
Today · 4.125%
HK$40,397
baseline
▲ 0.50% · 4.625%
HK$42,526
+HK$2,129/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,794/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,478
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,612
−HK$1,153/mo
Today · 4.125%
HK$38,765
baseline
▲ 0.50% · 4.625%
HK$41,124
+HK$2,359/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,530/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,581
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,669
−HK$1,104/mo
Today · 4.125%
HK$42,773
baseline
▲ 0.50% · 4.625%
HK$45,028
+HK$2,255/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,546/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,619 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).