▼ 0.50% · 3.625%
HK$22,689
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,395
−HK$717/mo
Today · 4.125%
HK$24,112
baseline
▲ 0.50% · 4.625%
HK$25,579
+HK$1,467/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,224/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,241
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,918
−HK$687/mo
Today · 4.125%
HK$26,605
baseline
▲ 0.50% · 4.625%
HK$28,007
+HK$1,402/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,210/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,958
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,734
−HK$789/mo
Today · 4.125%
HK$26,523
baseline
▲ 0.50% · 4.625%
HK$28,137
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,046/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,765
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,510
−HK$755/mo
Today · 4.125%
HK$29,265
baseline
▲ 0.50% · 4.625%
HK$30,808
+HK$1,543/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,530/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,227
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,073
−HK$861/mo
Today · 4.125%
HK$28,934
baseline
▲ 0.50% · 4.625%
HK$30,694
+HK$1,760/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,868/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,289
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,102
−HK$824/mo
Today · 4.125%
HK$31,926
baseline
▲ 0.50% · 4.625%
HK$33,609
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,852/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,495
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,413
−HK$932/mo
Today · 4.125%
HK$31,345
baseline
▲ 0.50% · 4.625%
HK$33,252
+HK$1,907/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,690/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,813
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,693
−HK$893/mo
Today · 4.125%
HK$34,586
baseline
▲ 0.50% · 4.625%
HK$36,409
+HK$1,823/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,172/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,764
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,752
−HK$1,004/mo
Today · 4.125%
HK$33,756
baseline
▲ 0.50% · 4.625%
HK$35,810
+HK$2,054/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,512/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,338
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,285
−HK$962/mo
Today · 4.125%
HK$37,247
baseline
▲ 0.50% · 4.625%
HK$39,210
+HK$1,963/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,494/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,033
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,092
−HK$1,075/mo
Today · 4.125%
HK$36,167
baseline
▲ 0.50% · 4.625%
HK$38,368
+HK$2,201/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,334/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,862
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,877
−HK$1,030/mo
Today · 4.125%
HK$39,907
baseline
▲ 0.50% · 4.625%
HK$42,011
+HK$2,104/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,814/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,302
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,431
−HK$1,148/mo
Today · 4.125%
HK$38,579
baseline
▲ 0.50% · 4.625%
HK$40,926
+HK$2,347/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,158/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,386
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,469
−HK$1,099/mo
Today · 4.125%
HK$42,568
baseline
▲ 0.50% · 4.625%
HK$44,811
+HK$2,243/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,136/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,571
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,771
−HK$1,219/mo
Today · 4.125%
HK$40,990
baseline
▲ 0.50% · 4.625%
HK$43,484
+HK$2,494/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$81,980/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,910
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,061
−HK$1,167/mo
Today · 4.125%
HK$45,228
baseline
▲ 0.50% · 4.625%
HK$47,612
+HK$2,384/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,456/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,840
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,110
−HK$1,291/mo
Today · 4.125%
HK$43,401
baseline
▲ 0.50% · 4.625%
HK$46,042
+HK$2,641/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$86,802/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,434
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,652
−HK$1,237/mo
Today · 4.125%
HK$47,889
baseline
▲ 0.50% · 4.625%
HK$50,413
+HK$2,524/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$95,778/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,012 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).