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12/F D

in Victoria Centre Block 2

Wan Chai District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$17.64M
≈ HK$17,114 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.29M, with repayments around HK$59,861/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$56,329
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,081
−HK$1,780/mo
Today · 4.125%
HK$59,861
baseline
▲ 0.50% · 4.625%
HK$63,503
+HK$3,642/mo

Deposit HK$5.29M · loan HK$12.35M · min. income ≈ HK$119,722/mo (50% DSR)

Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,683 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
D
Saleable Area
1,031 ft²
Gross Area
1,201 ft²
Efficiency
86%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2015-06-09 HK$15.80M +19.7%
2012-10-24 HK$13.20M +106.2%
2007-09-11 HK$6.40M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 5 min walk · 345 m
Education
36
schools within 1 km (13 within 500 m)
Daily convenience
49
within 1 km (13 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
72
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 36 schools within a 1 km walk.

Everyday convenience — 49 shopping and daily-needs spots nearby.

Green space & leisure — 72 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com