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13/F A

in VICTORIA CENTRE BLOCK 2

Wan Chai District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$16.32M
≈ HK$16,253 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.90M, with repayments around HK$55,360/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$52,093
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,714
−HK$1,646/mo
Today · 4.125%
HK$55,360
baseline
▲ 0.50% · 4.625%
HK$58,728
+HK$3,368/mo

Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,720/mo (50% DSR)

Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,929 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fortress Hill Station
≈ 5 min walk · 363 m
Education
65
schools within 1 km (21 within 500 m)
Daily convenience
81
within 1 km (20 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
81
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Fortress Hill Station Station.

Family-friendly — 65 schools within a 1 km walk.

Everyday convenience — 81 shopping and daily-needs spots nearby.

Green space & leisure — 81 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
13/F
Flat
A
Saleable Area
1,004 Saleable ft²
Gross Area
1,176 ft²
Efficiency
85%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2012-03-19 HK$9.23M +79.2%
2005-10-26 HK$5.15M −20.2%
1997-03-12 HK$6.45M +34.4%
1996-08-23 HK$4.80M
Data sourced from Renavon.com