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28/F B

in VICTORIA CENTRE BLOCK 2

Wan Chai District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$19.66M
≈ HK$18,940 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.90M, with repayments around HK$66,697/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$62,761
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,713
−HK$1,984/mo
Today · 4.125%
HK$66,697
baseline
▲ 0.50% · 4.625%
HK$70,755
+HK$4,058/mo

Deposit HK$5.90M · loan HK$13.76M · min. income ≈ HK$133,394/mo (50% DSR)

Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$737,241 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Fortress Hill Station
≈ 5 min walk · 363 m
Education
65
schools within 1 km (21 within 500 m)
Daily convenience
81
within 1 km (20 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
81
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Fortress Hill Station Station.

Family-friendly — 65 schools within a 1 km walk.

Everyday convenience — 81 shopping and daily-needs spots nearby.

Green space & leisure — 81 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
28/F
Flat
B
Saleable Area
1,038 Saleable ft²
Gross Area
1,201 ft²
Efficiency
86%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2020-07-28 HK$19.55M +196.2%
12.7y · 15.0%/yr
2007-11-06 HK$6.60M
Data sourced from Renavon.com