▼ 0.50% · 3.625%
HK$22,455
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,153
−HK$710/mo
Today · 4.125%
HK$23,863
baseline
▲ 0.50% · 4.625%
HK$25,315
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,726/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,981
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,651
−HK$680/mo
Today · 4.125%
HK$26,331
baseline
▲ 0.50% · 4.625%
HK$27,719
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,662/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,700
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,469
−HK$780/mo
Today · 4.125%
HK$26,249
baseline
▲ 0.50% · 4.625%
HK$27,847
+HK$1,598/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,498/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,479
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,216
−HK$748/mo
Today · 4.125%
HK$28,964
baseline
▲ 0.50% · 4.625%
HK$30,490
+HK$1,526/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,928/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,946
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,784
−HK$852/mo
Today · 4.125%
HK$28,636
baseline
▲ 0.50% · 4.625%
HK$30,378
+HK$1,742/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,272/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,977
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,781
−HK$816/mo
Today · 4.125%
HK$31,597
baseline
▲ 0.50% · 4.625%
HK$33,262
+HK$1,665/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,194/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,191
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,100
−HK$922/mo
Today · 4.125%
HK$31,022
baseline
▲ 0.50% · 4.625%
HK$32,910
+HK$1,888/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,044/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,475
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,346
−HK$884/mo
Today · 4.125%
HK$34,230
baseline
▲ 0.50% · 4.625%
HK$36,034
+HK$1,804/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,460/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,437
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,415
−HK$993/mo
Today · 4.125%
HK$33,408
baseline
▲ 0.50% · 4.625%
HK$35,441
+HK$2,033/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,816/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,973
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,911
−HK$952/mo
Today · 4.125%
HK$36,863
baseline
▲ 0.50% · 4.625%
HK$38,806
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,726/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,682
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,730
−HK$1,065/mo
Today · 4.125%
HK$35,795
baseline
▲ 0.50% · 4.625%
HK$37,973
+HK$2,178/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,590/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,471
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,476
−HK$1,020/mo
Today · 4.125%
HK$39,496
baseline
▲ 0.50% · 4.625%
HK$41,578
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$78,992/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,928
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,046
−HK$1,135/mo
Today · 4.125%
HK$38,181
baseline
▲ 0.50% · 4.625%
HK$40,504
+HK$2,323/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,362/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,970
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,041
−HK$1,088/mo
Today · 4.125%
HK$42,129
baseline
▲ 0.50% · 4.625%
HK$44,350
+HK$2,221/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,258/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,173
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,361
−HK$1,206/mo
Today · 4.125%
HK$40,567
baseline
▲ 0.50% · 4.625%
HK$43,036
+HK$2,469/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,134/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,468
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,607
−HK$1,155/mo
Today · 4.125%
HK$44,762
baseline
▲ 0.50% · 4.625%
HK$47,121
+HK$2,359/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,524/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,419
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,676
−HK$1,278/mo
Today · 4.125%
HK$42,954
baseline
▲ 0.50% · 4.625%
HK$45,567
+HK$2,613/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,908/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,966
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,172
−HK$1,223/mo
Today · 4.125%
HK$47,395
baseline
▲ 0.50% · 4.625%
HK$49,893
+HK$2,498/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,790/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,758 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).