▼ 0.50% · 3.625%
HK$21,338
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,001
−HK$675/mo
Today · 4.125%
HK$22,676
baseline
▲ 0.50% · 4.625%
HK$24,055
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,352/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,738
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,374
−HK$646/mo
Today · 4.125%
HK$25,020
baseline
▲ 0.50% · 4.625%
HK$26,339
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,040/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,471
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,201
−HK$742/mo
Today · 4.125%
HK$24,943
baseline
▲ 0.50% · 4.625%
HK$26,461
+HK$1,518/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,886/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,112
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,812
−HK$710/mo
Today · 4.125%
HK$27,522
baseline
▲ 0.50% · 4.625%
HK$28,973
+HK$1,451/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,044/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,605
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,402
−HK$809/mo
Today · 4.125%
HK$27,211
baseline
▲ 0.50% · 4.625%
HK$28,866
+HK$1,655/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,422/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,485
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,249
−HK$775/mo
Today · 4.125%
HK$30,024
baseline
▲ 0.50% · 4.625%
HK$31,607
+HK$1,583/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,048/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,739
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,602
−HK$876/mo
Today · 4.125%
HK$29,478
baseline
▲ 0.50% · 4.625%
HK$31,272
+HK$1,794/mo
Deposit HK$3.28M · loan HK$6.08M · min. income ≈ HK$58,956/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,859
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,687
−HK$839/mo
Today · 4.125%
HK$32,526
baseline
▲ 0.50% · 4.625%
HK$34,241
+HK$1,715/mo
Deposit HK$3.28M · loan HK$6.08M · min. income ≈ HK$65,052/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,873
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,802
−HK$944/mo
Today · 4.125%
HK$31,746
baseline
▲ 0.50% · 4.625%
HK$33,678
+HK$1,932/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,492/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,233
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,124
−HK$904/mo
Today · 4.125%
HK$35,028
baseline
▲ 0.50% · 4.625%
HK$36,875
+HK$1,847/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,056/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,006
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,002
−HK$1,011/mo
Today · 4.125%
HK$34,013
baseline
▲ 0.50% · 4.625%
HK$36,083
+HK$2,070/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,026/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,607
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,562
−HK$969/mo
Today · 4.125%
HK$37,531
baseline
▲ 0.50% · 4.625%
HK$39,509
+HK$1,978/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,062/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,140
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,202
−HK$1,079/mo
Today · 4.125%
HK$36,281
baseline
▲ 0.50% · 4.625%
HK$38,489
+HK$2,208/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,562/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,981
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,999
−HK$1,034/mo
Today · 4.125%
HK$40,033
baseline
▲ 0.50% · 4.625%
HK$42,143
+HK$2,110/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,066/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,274
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,402
−HK$1,147/mo
Today · 4.125%
HK$38,549
baseline
▲ 0.50% · 4.625%
HK$40,894
+HK$2,345/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,098/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,354
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,437
−HK$1,098/mo
Today · 4.125%
HK$42,535
baseline
▲ 0.50% · 4.625%
HK$44,777
+HK$2,242/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,070/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,408
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,602
−HK$1,214/mo
Today · 4.125%
HK$40,816
baseline
▲ 0.50% · 4.625%
HK$43,300
+HK$2,484/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$81,632/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,728
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,874
−HK$1,163/mo
Today · 4.125%
HK$45,037
baseline
▲ 0.50% · 4.625%
HK$47,411
+HK$2,374/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$90,074/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,755 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).