▼ 0.50% · 3.625%
HK$22,518
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,219
−HK$711/mo
Today · 4.125%
HK$23,930
baseline
▲ 0.50% · 4.625%
HK$25,386
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,860/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,051
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,723
−HK$682/mo
Today · 4.125%
HK$26,405
baseline
▲ 0.50% · 4.625%
HK$27,796
+HK$1,391/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,810/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,770
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,540
−HK$783/mo
Today · 4.125%
HK$26,323
baseline
▲ 0.50% · 4.625%
HK$27,925
+HK$1,602/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,646/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,556
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,295
−HK$750/mo
Today · 4.125%
HK$29,045
baseline
▲ 0.50% · 4.625%
HK$30,576
+HK$1,531/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,090/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,022
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,862
−HK$854/mo
Today · 4.125%
HK$28,716
baseline
▲ 0.50% · 4.625%
HK$30,464
+HK$1,748/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,432/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,061
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,868
−HK$818/mo
Today · 4.125%
HK$31,686
baseline
▲ 0.50% · 4.625%
HK$33,356
+HK$1,670/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,372/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,274
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,184
−HK$925/mo
Today · 4.125%
HK$31,109
baseline
▲ 0.50% · 4.625%
HK$33,002
+HK$1,893/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,218/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,567
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,440
−HK$886/mo
Today · 4.125%
HK$34,326
baseline
▲ 0.50% · 4.625%
HK$36,135
+HK$1,809/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,652/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,525
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,506
−HK$996/mo
Today · 4.125%
HK$33,502
baseline
▲ 0.50% · 4.625%
HK$35,541
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$67,004/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,072
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,012
−HK$955/mo
Today · 4.125%
HK$36,967
baseline
▲ 0.50% · 4.625%
HK$38,915
+HK$1,948/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,934/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,777
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,828
−HK$1,067/mo
Today · 4.125%
HK$35,895
baseline
▲ 0.50% · 4.625%
HK$38,079
+HK$2,184/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,790/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,577
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,585
−HK$1,022/mo
Today · 4.125%
HK$39,607
baseline
▲ 0.50% · 4.625%
HK$41,695
+HK$2,088/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,214/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,029
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,150
−HK$1,138/mo
Today · 4.125%
HK$38,288
baseline
▲ 0.50% · 4.625%
HK$40,618
+HK$2,330/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$76,576/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,082
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,157
−HK$1,090/mo
Today · 4.125%
HK$42,247
baseline
▲ 0.50% · 4.625%
HK$44,474
+HK$2,227/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$84,494/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,281
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$39,472
−HK$1,209/mo
Today · 4.125%
HK$40,681
baseline
▲ 0.50% · 4.625%
HK$43,157
+HK$2,476/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,362/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,587
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,729
−HK$1,159/mo
Today · 4.125%
HK$44,888
baseline
▲ 0.50% · 4.625%
HK$47,254
+HK$2,366/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,776/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,533
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$41,793
−HK$1,281/mo
Today · 4.125%
HK$43,074
baseline
▲ 0.50% · 4.625%
HK$45,695
+HK$2,621/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,148/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,092
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,302
−HK$1,226/mo
Today · 4.125%
HK$47,528
baseline
▲ 0.50% · 4.625%
HK$50,034
+HK$2,506/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,056/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,527 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).