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At today's rate and a 90% mortgage, the deposit on this unit is about HK$386K, with repayments around HK$16,822/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$386K · loan HK$3.47M · min. income ≈ HK$33,644/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- D
- Saleable Area
- 243 Saleable ft²
- Gross Area
- 358 ft²
- Efficiency
- 68%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-19 | HK$5.28M | +51.3% 4.8y · 11.0%/yr |
| 2016-07-19 | HK$3.49M | +111.5% 7.0y · 16.0%/yr |
| 2009-07-13 | HK$1.65M | +12.2% |
| 2009-05-25 | HK$1.47M | +17.6% |
| 2009-04-21 | HK$1.25M | +15.7% |
| 2006-12-07 | HK$1.08M | +54.3% |
| 2000-07-08 | HK$700K | — |