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At today's rate and a 90% mortgage, the deposit on this unit is about HK$373K, with repayments around HK$16,268/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$373K · loan HK$3.36M · min. income ≈ HK$32,536/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 243 Saleable ft²
- Gross Area
- 358 ft²
- Efficiency
- 68%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-31 | HK$4.57M | +7.0% 3.2y · 2.0%/yr |
| 2018-02-13 | HK$4.27M | +33.4% 3.7y · 9.0%/yr |
| 2014-05-27 | HK$3.20M | +87.1% |
| 2010-07-21 | HK$1.71M | +11.8% |
| 2008-04-09 | HK$1.53M | +84.3% |
| 2005-01-15 | HK$830K | +2.5% |
| 2001-08-23 | HK$810K | — |