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At today's rate and a 90% mortgage, the deposit on this unit is about HK$307K, with repayments around HK$13,375/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$307K · loan HK$2.76M · min. income ≈ HK$26,750/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 205 Saleable ft²
- Gross Area
- 326 ft²
- Efficiency
- 63%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-02-26 | HK$3.92M | +32.0% 3.1y · 10.0%/yr |
| 2015-01-08 | HK$2.97M | +52.3% |
| 2011-10-24 | HK$1.95M | +30.0% |
| 2010-02-09 | HK$1.50M | +10.3% |
| 2009-08-31 | HK$1.36M | +7.9% |
| 2008-07-03 | HK$1.26M | +53.7% |
| 2005-04-13 | HK$820K | +18.8% |
| 2004-12-30 | HK$690K | −55.5% |
| 1997-06-27 | HK$1.55M | +10.7% |
| 1997-04-09 | HK$1.40M | — |