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Crescira AVM · estimated value ● Medium confidence
HK$2.83M
≈ HK$13,795 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$283K, with repayments around HK$12,335/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,607
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,968
−HK$367/mo
Today · 4.125%
HK$12,335
baseline
▲ 0.50% · 4.625%
HK$13,085
+HK$750/mo

Deposit HK$283K · loan HK$2.55M · min. income ≈ HK$24,670/mo (50% DSR)

Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
C
Saleable Area
205 ft²
Gross Area
326 ft²
Efficiency
63%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2018-02-26 HK$3.92M +32.1%
3.1y
2015-01-08 HK$2.97M +52.2%
3.2y
2011-10-24 HK$1.95M +30.0%
1.7y
2010-02-09 HK$1.50M +10.3%
0.5y
2009-08-31 HK$1.36M +7.9%
1.1y
2008-07-03 HK$1.26M +53.7%
3.2y
2005-04-13 HK$820K +18.8%
0.3y
2004-12-30 HK$690K −55.5%
7.6y
1997-06-27 HK$1.55M +10.7%
0.2y
1997-04-09 HK$1.40M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 5 min walk · 321 m
Education
46
schools within 1 km (17 within 500 m)
Daily convenience
45
within 1 km (25 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building