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Crescira AVM · estimated value Medium confidence
HK$28.96M
≈ HK$26,573 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.69M, with repayments around HK$98,263/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$92,465
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$95,341
−HK$2,922/mo
Today · 4.125%
HK$98,263
baseline
▲ 0.50% · 4.625%
HK$104,242
+HK$5,979/mo

Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$196,526/mo (50% DSR)

Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,987 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway South Horizons Station
≈ 30 min walk · 2,324 m
Education
23
schools within 1 km (0 within 500 m)
Daily convenience
21
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
21
parks, libraries, sports within 1 km

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Green space & leisure — 21 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
40/F
Flat
A
Saleable Area
1,090 Saleable ft²
Gross Area
1,348 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2009-07-13 HK$14.38M +27.3%
2006-04-12 HK$11.30M +15.5%
2004-09-24 HK$9.78M +34.0%
2003-10-08 HK$7.30M
Data sourced from Renavon.com