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Home Southern District RESIDENCE BEL-AIR PHASE 4 BEL-AIR ON THE PEAK TOWER 3

20/F A

in RESIDENCE BEL-AIR PHASE 4 BEL-AIR ON THE PEAK TOWER 3

Southern District · Hong Kong Island

Switch unit
Floor
7/F A 1,785 ft² 7/F B 1,877 ft² 8/F A 1,893 ft² 8/F B 1,985 ft² 9/F A 1,893 ft² 9/F B 1,985 ft² 10/F A 1,893 ft² 10/F B 1,985 ft² 11/F A 1,893 ft² 11/F B 1,985 ft² 12/F A 1,893 ft² 12/F B 1,985 ft² 13/F A 1,893 ft² 13/F B 2,032 ft² 15/F A 1,891 ft² 15/F B 1,985 ft² 16/F A 1,893 ft² 16/F B 1,985 ft² 17/F A 1,893 ft² 17/F B 1,991 ft² 18/F A 1,893 ft² 18/F B 1,991 ft² 19/F A 1,893 ft² 19/F B 1,985 ft² 20/F A 1,893 ft² 20/F B 1,991 ft² 21/F A 1,893 ft² 21/F B 1,985 ft² 22/F A 1,893 ft² 22/F B 1,985 ft² 23/F A 1,891 ft² 23/F B 1,985 ft² 25/F A 1,893 ft² 25/F B 1,985 ft² 26/F A 1,893 ft² 26/F B 1,985 ft² 28/F B 1,985 ft² 29/F B 3,098 ft² 30/F B 3,098 ft² 31/F B 3,098 ft² 32/F B 3,098 ft² 33/F B 3,145 ft² 35/F A 1,893 ft² 35/F B 1,985 ft² 36/F A 1,893 ft² 36/F B 1,991 ft² 37/F A 1,893 ft² 37/F B 1,985 ft² 38/F A 1,893 ft² 38/F B 1,985 ft² 39/F A 1,893 ft² 39/F B 1,985 ft² 40/F A 1,893 ft² 40/F B 1,985 ft² 41/F A 1,896 ft² 41/F B 2,038 ft² 42/F A 1,896 ft² 42/F B 1,990 ft² 43/F A 1,896 ft² 43/F B 1,990 ft² 45/F A 3,878 ft² 46/F A 1,896 ft² 47/F A 1,896 ft² 48/F A 1,896 ft² 48/F B 1,990 ft² 49/F A 3,878 ft² 50/F A 3,846 ft² 51/F A 4,920 ft²
Crescira AVM · estimated value ● Medium confidence
HK$53.60M
≈ HK$28,318 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.08M, with repayments around HK$181,858/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$171,126
−HK$10,732/mo
▼ 0.25% · 3.875%
HK$176,449
−HK$5,409/mo
Today · 4.125%
HK$181,858
baseline
▲ 0.50% · 4.625%
HK$192,923
+HK$11,065/mo

Deposit HK$16.08M · loan HK$37.52M · min. income ≈ HK$363,716/mo (50% DSR)

Upfront cash ≈ HK$18.36M (deposit + AVD stamp duty HK$2,278,212 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway South Horizons Station
≈ 26 min walk · 2,066 m
Education
21
schools within 1 km (8 within 500 m)
Daily convenience
22
within 1 km (5 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
24
parks, libraries, sports within 1 km

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Green space & leisure — 24 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
A
Saleable Area
1,893 Saleable ft²
Gross Area
2,429 ft²
Efficiency
78%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2009-03-20 HK$25.00M —

Other appraised units in this building

7/F A
1,785 ft²
HK$47.97M
7/F B
1,877 ft²
HK$50.01M
8/F A
1,893 ft²
HK$50.58M
8/F B
1,985 ft²
HK$52.63M
9/F A
1,893 ft²
HK$50.73M
9/F B
1,985 ft²
HK$52.84M
Data sourced from Renavon.com