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37/F A

in Larvotto Tower 5

Southern District · Hong Kong Island

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Crescira AVM · estimated value ● Medium confidence
HK$29.09M
≈ HK$24,634 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.73M, with repayments around HK$98,697/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$92,873
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$95,762
−HK$2,935/mo
Today · 4.125%
HK$98,697
baseline
▲ 0.50% · 4.625%
HK$104,702
+HK$6,005/mo

Deposit HK$8.73M · loan HK$20.36M · min. income ≈ HK$197,394/mo (50% DSR)

Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,236,421 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
37/F
Flat
A
Saleable Area
1,181 ft²
Gross Area
1,477 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2021-04-29 HK$31.50M +29.3%
10.3y
2011-01-21 HK$24.37M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lei Tung
≈ 6 min walk · 428 m
Education
23
schools within 1 km (8 within 500 m)
Daily convenience
11
within 1 km (4 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Lei Tung Station (a rail station within an 8-min walk earns this label).

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 11 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building