▼ 0.50% · 3.625%
HK$5,888
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,072
−HK$186/mo
Today · 4.125%
HK$6,258
baseline
▲ 0.50% · 4.625%
HK$6,638
+HK$380/mo
Deposit HK$1.29M · loan HK$1.29M · min. income ≈ HK$12,516/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,551
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,727
−HK$178/mo
Today · 4.125%
HK$6,905
baseline
▲ 0.50% · 4.625%
HK$7,269
+HK$364/mo
Deposit HK$1.29M · loan HK$1.29M · min. income ≈ HK$13,810/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,477
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,679
−HK$204/mo
Today · 4.125%
HK$6,883
baseline
▲ 0.50% · 4.625%
HK$7,302
+HK$419/mo
Deposit HK$1.16M · loan HK$1.42M · min. income ≈ HK$13,766/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,206
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,399
−HK$196/mo
Today · 4.125%
HK$7,595
baseline
▲ 0.50% · 4.625%
HK$7,996
+HK$401/mo
Deposit HK$1.16M · loan HK$1.42M · min. income ≈ HK$15,190/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,066
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,286
−HK$223/mo
Today · 4.125%
HK$7,509
baseline
▲ 0.50% · 4.625%
HK$7,966
+HK$457/mo
Deposit HK$1.03M · loan HK$1.55M · min. income ≈ HK$15,018/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,861
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,072
−HK$214/mo
Today · 4.125%
HK$8,286
baseline
▲ 0.50% · 4.625%
HK$8,722
+HK$436/mo
Deposit HK$1.03M · loan HK$1.55M · min. income ≈ HK$16,572/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,655
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,893
−HK$242/mo
Today · 4.125%
HK$8,135
baseline
▲ 0.50% · 4.625%
HK$8,630
+HK$495/mo
Deposit HK$904K · loan HK$1.68M · min. income ≈ HK$16,270/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,516
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,744
−HK$232/mo
Today · 4.125%
HK$8,976
baseline
▲ 0.50% · 4.625%
HK$9,449
+HK$473/mo
Deposit HK$904K · loan HK$1.68M · min. income ≈ HK$17,952/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,244
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,500
−HK$261/mo
Today · 4.125%
HK$8,761
baseline
▲ 0.50% · 4.625%
HK$9,294
+HK$533/mo
Deposit HK$775K · loan HK$1.81M · min. income ≈ HK$17,522/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,171
−HK$496/mo
▼ 0.25% · 3.875%
HK$9,417
−HK$250/mo
Today · 4.125%
HK$9,667
baseline
▲ 0.50% · 4.625%
HK$10,176
+HK$509/mo
Deposit HK$775K · loan HK$1.81M · min. income ≈ HK$19,334/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,833
−HK$554/mo
▼ 0.25% · 3.875%
HK$9,107
−HK$280/mo
Today · 4.125%
HK$9,387
baseline
▲ 0.50% · 4.625%
HK$9,958
+HK$571/mo
Deposit HK$646K · loan HK$1.94M · min. income ≈ HK$18,774/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,826
−HK$531/mo
▼ 0.25% · 3.875%
HK$10,090
−HK$267/mo
Today · 4.125%
HK$10,357
baseline
▲ 0.50% · 4.625%
HK$10,903
+HK$546/mo
Deposit HK$646K · loan HK$1.94M · min. income ≈ HK$20,714/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,422
−HK$590/mo
▼ 0.25% · 3.875%
HK$9,715
−HK$297/mo
Today · 4.125%
HK$10,012
baseline
▲ 0.50% · 4.625%
HK$10,622
+HK$610/mo
Deposit HK$516K · loan HK$2.07M · min. income ≈ HK$20,024/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,481
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,762
−HK$286/mo
Today · 4.125%
HK$11,048
baseline
▲ 0.50% · 4.625%
HK$11,630
+HK$582/mo
Deposit HK$516K · loan HK$2.07M · min. income ≈ HK$22,096/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,010
−HK$628/mo
▼ 0.25% · 3.875%
HK$10,322
−HK$316/mo
Today · 4.125%
HK$10,638
baseline
▲ 0.50% · 4.625%
HK$11,285
+HK$647/mo
Deposit HK$387K · loan HK$2.20M · min. income ≈ HK$21,276/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,136
−HK$602/mo
▼ 0.25% · 3.875%
HK$11,435
−HK$303/mo
Today · 4.125%
HK$11,738
baseline
▲ 0.50% · 4.625%
HK$12,357
+HK$619/mo
Deposit HK$387K · loan HK$2.20M · min. income ≈ HK$23,476/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,599
−HK$665/mo
▼ 0.25% · 3.875%
HK$10,929
−HK$335/mo
Today · 4.125%
HK$11,264
baseline
▲ 0.50% · 4.625%
HK$11,949
+HK$685/mo
Deposit HK$258K · loan HK$2.32M · min. income ≈ HK$22,528/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,792
−HK$637/mo
▼ 0.25% · 3.875%
HK$12,108
−HK$321/mo
Today · 4.125%
HK$12,429
baseline
▲ 0.50% · 4.625%
HK$13,084
+HK$655/mo
Deposit HK$258K · loan HK$2.32M · min. income ≈ HK$24,858/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).