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At today's rate and a 90% mortgage, the deposit on this unit is about HK$292K, with repayments around HK$12,744/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$292K · loan HK$2.63M · min. income ≈ HK$25,488/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Chai Wan Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- F
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 422 ft²
- Efficiency
- 75%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-12-15 | HK$2.90M | −31.0% 2.7y · −12.0%/yr |
| 2021-04-14 | HK$4.20M | +20.0% 2.2y · 9.0%/yr |
| 2019-01-16 | HK$3.50M | +25.9% 2.4y · 11.0%/yr |
| 2016-08-31 | HK$2.78M | — |