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Crescira AVM · estimated value Medium confidence
HK$2.65M
≈ HK$9,451 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$265K, with repayments around HK$11,543/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$10,862
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,200
−HK$343/mo
Today · 4.125%
HK$11,543
baseline
▲ 0.50% · 4.625%
HK$12,246
+HK$703/mo

Deposit HK$265K · loan HK$2.38M · min. income ≈ HK$23,086/mo (50% DSR)

Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Chai Wan Station
≈ 5 min walk · 368 m
Education
27
schools within 1 km (13 within 500 m)
Daily convenience
23
within 1 km (12 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
28
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Chai Wan Station Station.

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 28 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
9/F
Flat
C
Saleable Area
280 Saleable ft²
Gross Area
380 ft²
Efficiency
74%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2025-03-25 HK$2.30M −29.9%
6.7y · −4.0%/yr
2018-07-11 HK$3.28M +51.9%
5.1y · 10.0%/yr
2013-06-07 HK$2.16M +157.1%
2007-10-16 HK$840K +20.0%
2007-04-21 HK$700K
Data sourced from Renavon.com