▼ 0.50% · 3.625%
HK$19,244
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,843
−HK$608/mo
Today · 4.125%
HK$20,451
baseline
▲ 0.50% · 4.625%
HK$21,695
+HK$1,244/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,902/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,409
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,983
−HK$583/mo
Today · 4.125%
HK$22,566
baseline
▲ 0.50% · 4.625%
HK$23,755
+HK$1,189/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,132/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,169
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,827
−HK$669/mo
Today · 4.125%
HK$22,496
baseline
▲ 0.50% · 4.625%
HK$23,865
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$44,992/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,550
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,182
−HK$640/mo
Today · 4.125%
HK$24,822
baseline
▲ 0.50% · 4.625%
HK$26,131
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,644/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,093
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,811
−HK$730/mo
Today · 4.125%
HK$24,541
baseline
▲ 0.50% · 4.625%
HK$26,035
+HK$1,494/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$49,082/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,691
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,380
−HK$699/mo
Today · 4.125%
HK$27,079
baseline
▲ 0.50% · 4.625%
HK$28,506
+HK$1,427/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$54,158/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,018
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,796
−HK$790/mo
Today · 4.125%
HK$26,586
baseline
▲ 0.50% · 4.625%
HK$28,204
+HK$1,618/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$53,172/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,832
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,578
−HK$757/mo
Today · 4.125%
HK$29,335
baseline
▲ 0.50% · 4.625%
HK$30,882
+HK$1,547/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$58,670/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,942
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,780
−HK$852/mo
Today · 4.125%
HK$28,632
baseline
▲ 0.50% · 4.625%
HK$30,374
+HK$1,742/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,264/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,973
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,777
−HK$815/mo
Today · 4.125%
HK$31,592
baseline
▲ 0.50% · 4.625%
HK$33,257
+HK$1,665/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,184/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,866
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,764
−HK$913/mo
Today · 4.125%
HK$30,677
baseline
▲ 0.50% · 4.625%
HK$32,543
+HK$1,866/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,354/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,114
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,975
−HK$874/mo
Today · 4.125%
HK$33,849
baseline
▲ 0.50% · 4.625%
HK$35,633
+HK$1,784/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,698/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,791
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,749
−HK$973/mo
Today · 4.125%
HK$32,722
baseline
▲ 0.50% · 4.625%
HK$34,713
+HK$1,991/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,444/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,255
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,173
−HK$932/mo
Today · 4.125%
HK$36,105
baseline
▲ 0.50% · 4.625%
HK$38,008
+HK$1,903/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,210/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,715
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,733
−HK$1,034/mo
Today · 4.125%
HK$34,767
baseline
▲ 0.50% · 4.625%
HK$36,882
+HK$2,115/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$69,534/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,395
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,372
−HK$990/mo
Today · 4.125%
HK$38,362
baseline
▲ 0.50% · 4.625%
HK$40,384
+HK$2,022/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$76,724/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,640
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,717
−HK$1,095/mo
Today · 4.125%
HK$36,812
baseline
▲ 0.50% · 4.625%
HK$39,052
+HK$2,240/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$73,624/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,536
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,570
−HK$1,048/mo
Today · 4.125%
HK$40,618
baseline
▲ 0.50% · 4.625%
HK$42,759
+HK$2,141/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$81,236/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,186 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).