▼ 0.50% · 3.625%
HK$19,338
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,940
−HK$611/mo
Today · 4.125%
HK$20,551
baseline
▲ 0.50% · 4.625%
HK$21,801
+HK$1,250/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,102/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,513
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,090
−HK$586/mo
Today · 4.125%
HK$22,676
baseline
▲ 0.50% · 4.625%
HK$23,871
+HK$1,195/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,352/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,272
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,933
−HK$673/mo
Today · 4.125%
HK$22,606
baseline
▲ 0.50% · 4.625%
HK$23,981
+HK$1,375/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$45,212/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,665
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,299
−HK$644/mo
Today · 4.125%
HK$24,943
baseline
▲ 0.50% · 4.625%
HK$26,258
+HK$1,315/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$49,886/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,206
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,927
−HK$734/mo
Today · 4.125%
HK$24,661
baseline
▲ 0.50% · 4.625%
HK$26,161
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,322/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,816
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,508
−HK$703/mo
Today · 4.125%
HK$27,211
baseline
▲ 0.50% · 4.625%
HK$28,645
+HK$1,434/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,422/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,139
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,921
−HK$795/mo
Today · 4.125%
HK$26,716
baseline
▲ 0.50% · 4.625%
HK$28,341
+HK$1,625/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,432/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,967
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,717
−HK$761/mo
Today · 4.125%
HK$29,478
baseline
▲ 0.50% · 4.625%
HK$31,032
+HK$1,554/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,956/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,073
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,915
−HK$856/mo
Today · 4.125%
HK$28,771
baseline
▲ 0.50% · 4.625%
HK$30,522
+HK$1,751/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$57,542/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,119
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,926
−HK$820/mo
Today · 4.125%
HK$31,746
baseline
▲ 0.50% · 4.625%
HK$33,419
+HK$1,673/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$63,492/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,007
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,909
−HK$917/mo
Today · 4.125%
HK$30,826
baseline
▲ 0.50% · 4.625%
HK$32,702
+HK$1,876/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,652/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,270
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,135
−HK$878/mo
Today · 4.125%
HK$34,013
baseline
▲ 0.50% · 4.625%
HK$35,806
+HK$1,793/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$68,026/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,941
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,903
−HK$978/mo
Today · 4.125%
HK$32,881
baseline
▲ 0.50% · 4.625%
HK$34,882
+HK$2,001/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$65,762/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,421
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,345
−HK$936/mo
Today · 4.125%
HK$36,281
baseline
▲ 0.50% · 4.625%
HK$38,193
+HK$1,912/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$72,562/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,875
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,897
−HK$1,039/mo
Today · 4.125%
HK$34,936
baseline
▲ 0.50% · 4.625%
HK$37,062
+HK$2,126/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,872/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,573
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,554
−HK$995/mo
Today · 4.125%
HK$38,549
baseline
▲ 0.50% · 4.625%
HK$40,581
+HK$2,032/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,098/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,808
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,891
−HK$1,100/mo
Today · 4.125%
HK$36,991
baseline
▲ 0.50% · 4.625%
HK$39,242
+HK$2,251/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,982/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,724
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,763
−HK$1,053/mo
Today · 4.125%
HK$40,816
baseline
▲ 0.50% · 4.625%
HK$42,968
+HK$2,152/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$81,632/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,419 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).