▼ 0.50% · 3.625%
HK$15,734
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,224
−HK$497/mo
Today · 4.125%
HK$16,721
baseline
▲ 0.50% · 4.625%
HK$17,739
+HK$1,018/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,442/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,504
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,974
−HK$476/mo
Today · 4.125%
HK$18,450
baseline
▲ 0.50% · 4.625%
HK$19,423
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,900/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,308
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,846
−HK$547/mo
Today · 4.125%
HK$18,393
baseline
▲ 0.50% · 4.625%
HK$19,512
+HK$1,119/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,786/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,255
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,771
−HK$524/mo
Today · 4.125%
HK$20,295
baseline
▲ 0.50% · 4.625%
HK$21,365
+HK$1,070/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,590/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,881
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,469
−HK$596/mo
Today · 4.125%
HK$20,065
baseline
▲ 0.50% · 4.625%
HK$21,286
+HK$1,221/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,130/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,005
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,569
−HK$571/mo
Today · 4.125%
HK$22,140
baseline
▲ 0.50% · 4.625%
HK$23,307
+HK$1,167/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,280/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,455
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,091
−HK$647/mo
Today · 4.125%
HK$21,738
baseline
▲ 0.50% · 4.625%
HK$23,060
+HK$1,322/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,476/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,756
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,366
−HK$619/mo
Today · 4.125%
HK$23,985
baseline
▲ 0.50% · 4.625%
HK$25,250
+HK$1,265/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$47,970/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,028
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,713
−HK$697/mo
Today · 4.125%
HK$23,410
baseline
▲ 0.50% · 4.625%
HK$24,834
+HK$1,424/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,820/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,506
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,163
−HK$667/mo
Today · 4.125%
HK$25,830
baseline
▲ 0.50% · 4.625%
HK$27,192
+HK$1,362/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,660/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,602
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,336
−HK$746/mo
Today · 4.125%
HK$25,082
baseline
▲ 0.50% · 4.625%
HK$26,608
+HK$1,526/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,164/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,257
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,961
−HK$714/mo
Today · 4.125%
HK$27,675
baseline
▲ 0.50% · 4.625%
HK$29,134
+HK$1,459/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,350/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,175
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,958
−HK$796/mo
Today · 4.125%
HK$26,754
baseline
▲ 0.50% · 4.625%
HK$28,382
+HK$1,628/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$53,508/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,007
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,758
−HK$762/mo
Today · 4.125%
HK$29,520
baseline
▲ 0.50% · 4.625%
HK$31,076
+HK$1,556/mo
Deposit HK$1.38M · loan HK$5.52M · min. income ≈ HK$59,040/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,749
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,581
−HK$845/mo
Today · 4.125%
HK$28,426
baseline
▲ 0.50% · 4.625%
HK$30,156
+HK$1,730/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,852/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,758
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,556
−HK$809/mo
Today · 4.125%
HK$31,365
baseline
▲ 0.50% · 4.625%
HK$33,019
+HK$1,654/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,730/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,322
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,203
−HK$895/mo
Today · 4.125%
HK$30,098
baseline
▲ 0.50% · 4.625%
HK$31,930
+HK$1,832/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,196/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,508
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,353
−HK$857/mo
Today · 4.125%
HK$33,210
baseline
▲ 0.50% · 4.625%
HK$34,961
+HK$1,751/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,420/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,010 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).