▼ 0.50% · 3.625%
HK$15,343
−HK$963/mo
▼ 0.25% · 3.875%
HK$15,821
−HK$485/mo
Today · 4.125%
HK$16,306
baseline
▲ 0.50% · 4.625%
HK$17,298
+HK$992/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$32,612/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,069
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,527
−HK$465/mo
Today · 4.125%
HK$17,992
baseline
▲ 0.50% · 4.625%
HK$18,940
+HK$948/mo
Deposit HK$3.36M · loan HK$3.36M · min. income ≈ HK$35,984/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,878
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,403
−HK$533/mo
Today · 4.125%
HK$17,936
baseline
▲ 0.50% · 4.625%
HK$19,027
+HK$1,091/mo
Deposit HK$3.03M · loan HK$3.70M · min. income ≈ HK$35,872/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,776
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,280
−HK$511/mo
Today · 4.125%
HK$19,791
baseline
▲ 0.50% · 4.625%
HK$20,834
+HK$1,043/mo
Deposit HK$3.03M · loan HK$3.70M · min. income ≈ HK$39,582/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,412
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,985
−HK$582/mo
Today · 4.125%
HK$19,567
baseline
▲ 0.50% · 4.625%
HK$20,757
+HK$1,190/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$39,134/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,483
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,033
−HK$557/mo
Today · 4.125%
HK$21,590
baseline
▲ 0.50% · 4.625%
HK$22,728
+HK$1,138/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$43,180/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,946
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,567
−HK$630/mo
Today · 4.125%
HK$21,197
baseline
▲ 0.50% · 4.625%
HK$22,487
+HK$1,290/mo
Deposit HK$2.36M · loan HK$4.37M · min. income ≈ HK$42,394/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,190
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,785
−HK$604/mo
Today · 4.125%
HK$23,389
baseline
▲ 0.50% · 4.625%
HK$24,622
+HK$1,233/mo
Deposit HK$2.36M · loan HK$4.37M · min. income ≈ HK$46,778/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,481
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,149
−HK$679/mo
Today · 4.125%
HK$22,828
baseline
▲ 0.50% · 4.625%
HK$24,217
+HK$1,389/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$45,656/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,897
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,538
−HK$650/mo
Today · 4.125%
HK$25,188
baseline
▲ 0.50% · 4.625%
HK$26,516
+HK$1,328/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$50,376/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,015
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,731
−HK$727/mo
Today · 4.125%
HK$24,458
baseline
▲ 0.50% · 4.625%
HK$25,947
+HK$1,489/mo
Deposit HK$1.68M · loan HK$5.05M · min. income ≈ HK$48,916/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,604
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,291
−HK$696/mo
Today · 4.125%
HK$26,987
baseline
▲ 0.50% · 4.625%
HK$28,410
+HK$1,423/mo
Deposit HK$1.68M · loan HK$5.05M · min. income ≈ HK$53,974/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,549
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,313
−HK$776/mo
Today · 4.125%
HK$26,089
baseline
▲ 0.50% · 4.625%
HK$27,676
+HK$1,587/mo
Deposit HK$1.35M · loan HK$5.38M · min. income ≈ HK$52,178/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,311
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,043
−HK$744/mo
Today · 4.125%
HK$28,787
baseline
▲ 0.50% · 4.625%
HK$30,304
+HK$1,517/mo
Deposit HK$1.35M · loan HK$5.38M · min. income ≈ HK$57,574/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,084
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,895
−HK$824/mo
Today · 4.125%
HK$27,719
baseline
▲ 0.50% · 4.625%
HK$29,406
+HK$1,687/mo
Deposit HK$1.01M · loan HK$5.72M · min. income ≈ HK$55,438/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,018
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,796
−HK$790/mo
Today · 4.125%
HK$30,586
baseline
▲ 0.50% · 4.625%
HK$32,198
+HK$1,612/mo
Deposit HK$1.01M · loan HK$5.72M · min. income ≈ HK$61,172/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,618
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,477
−HK$873/mo
Today · 4.125%
HK$29,350
baseline
▲ 0.50% · 4.625%
HK$31,136
+HK$1,786/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$58,700/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,725
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,549
−HK$836/mo
Today · 4.125%
HK$32,385
baseline
▲ 0.50% · 4.625%
HK$34,092
+HK$1,707/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$64,770/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$201,865 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).