▼ 0.50% · 3.625%
HK$18,764
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,347
−HK$593/mo
Today · 4.125%
HK$19,940
baseline
▲ 0.50% · 4.625%
HK$21,154
+HK$1,214/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,880/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,875
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,434
−HK$568/mo
Today · 4.125%
HK$22,002
baseline
▲ 0.50% · 4.625%
HK$23,162
+HK$1,160/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$44,004/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,640
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,282
−HK$652/mo
Today · 4.125%
HK$21,934
baseline
▲ 0.50% · 4.625%
HK$23,269
+HK$1,335/mo
Deposit HK$3.70M · loan HK$4.53M · min. income ≈ HK$43,868/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,962
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,578
−HK$625/mo
Today · 4.125%
HK$24,203
baseline
▲ 0.50% · 4.625%
HK$25,478
+HK$1,275/mo
Deposit HK$3.70M · loan HK$4.53M · min. income ≈ HK$48,406/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,517
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,217
−HK$712/mo
Today · 4.125%
HK$23,929
baseline
▲ 0.50% · 4.625%
HK$25,385
+HK$1,456/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,858/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,049
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,721
−HK$682/mo
Today · 4.125%
HK$26,403
baseline
▲ 0.50% · 4.625%
HK$27,794
+HK$1,391/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,806/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,393
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,152
−HK$771/mo
Today · 4.125%
HK$25,923
baseline
▲ 0.50% · 4.625%
HK$27,500
+HK$1,577/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,846/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,137
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,865
−HK$738/mo
Today · 4.125%
HK$28,603
baseline
▲ 0.50% · 4.625%
HK$30,111
+HK$1,508/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,206/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,269
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,086
−HK$831/mo
Today · 4.125%
HK$27,917
baseline
▲ 0.50% · 4.625%
HK$29,615
+HK$1,698/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,834/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,224
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,008
−HK$795/mo
Today · 4.125%
HK$30,803
baseline
▲ 0.50% · 4.625%
HK$32,427
+HK$1,624/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,606/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,146
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,021
−HK$890/mo
Today · 4.125%
HK$29,911
baseline
▲ 0.50% · 4.625%
HK$31,731
+HK$1,820/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,822/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,312
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,152
−HK$851/mo
Today · 4.125%
HK$33,003
baseline
▲ 0.50% · 4.625%
HK$34,743
+HK$1,740/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$66,006/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,022
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,956
−HK$949/mo
Today · 4.125%
HK$31,905
baseline
▲ 0.50% · 4.625%
HK$33,846
+HK$1,941/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$63,810/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,399
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,295
−HK$909/mo
Today · 4.125%
HK$35,204
baseline
▲ 0.50% · 4.625%
HK$37,059
+HK$1,855/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$70,408/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,898
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,891
−HK$1,008/mo
Today · 4.125%
HK$33,899
baseline
▲ 0.50% · 4.625%
HK$35,961
+HK$2,062/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,798/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,487
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,438
−HK$966/mo
Today · 4.125%
HK$37,404
baseline
▲ 0.50% · 4.625%
HK$39,376
+HK$1,972/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,808/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,775
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,825
−HK$1,068/mo
Today · 4.125%
HK$35,893
baseline
▲ 0.50% · 4.625%
HK$38,077
+HK$2,184/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$71,786/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,574
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,582
−HK$1,022/mo
Today · 4.125%
HK$39,604
baseline
▲ 0.50% · 4.625%
HK$41,692
+HK$2,088/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$79,208/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,865 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).