▼ 0.50% · 3.625%
HK$15,767
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,257
−HK$498/mo
Today · 4.125%
HK$16,755
baseline
▲ 0.50% · 4.625%
HK$17,775
+HK$1,020/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,510/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,540
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,010
−HK$478/mo
Today · 4.125%
HK$18,488
baseline
▲ 0.50% · 4.625%
HK$19,462
+HK$974/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$36,976/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,343
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,883
−HK$548/mo
Today · 4.125%
HK$18,431
baseline
▲ 0.50% · 4.625%
HK$19,552
+HK$1,121/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,862/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,294
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,812
−HK$524/mo
Today · 4.125%
HK$20,336
baseline
▲ 0.50% · 4.625%
HK$21,408
+HK$1,072/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,672/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,920
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,508
−HK$598/mo
Today · 4.125%
HK$20,106
baseline
▲ 0.50% · 4.625%
HK$21,330
+HK$1,224/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,212/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,048
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,613
−HK$572/mo
Today · 4.125%
HK$22,185
baseline
▲ 0.50% · 4.625%
HK$23,355
+HK$1,170/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,370/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,496
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,134
−HK$648/mo
Today · 4.125%
HK$21,782
baseline
▲ 0.50% · 4.625%
HK$23,107
+HK$1,325/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,564/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,802
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,414
−HK$620/mo
Today · 4.125%
HK$24,034
baseline
▲ 0.50% · 4.625%
HK$25,301
+HK$1,267/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$48,068/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,073
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,760
−HK$697/mo
Today · 4.125%
HK$23,457
baseline
▲ 0.50% · 4.625%
HK$24,885
+HK$1,428/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$46,914/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,556
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,215
−HK$668/mo
Today · 4.125%
HK$25,883
baseline
▲ 0.50% · 4.625%
HK$27,247
+HK$1,364/mo
Deposit HK$2.07M · loan HK$4.84M · min. income ≈ HK$51,766/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,650
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,385
−HK$748/mo
Today · 4.125%
HK$25,133
baseline
▲ 0.50% · 4.625%
HK$26,662
+HK$1,529/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$50,266/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,310
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,016
−HK$716/mo
Today · 4.125%
HK$27,732
baseline
▲ 0.50% · 4.625%
HK$29,193
+HK$1,461/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$55,464/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,226
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,011
−HK$797/mo
Today · 4.125%
HK$26,808
baseline
▲ 0.50% · 4.625%
HK$28,440
+HK$1,632/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$53,616/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,064
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,817
−HK$763/mo
Today · 4.125%
HK$29,580
baseline
▲ 0.50% · 4.625%
HK$31,140
+HK$1,560/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$59,160/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,803
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,637
−HK$847/mo
Today · 4.125%
HK$28,484
baseline
▲ 0.50% · 4.625%
HK$30,217
+HK$1,733/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$56,968/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,818
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,618
−HK$811/mo
Today · 4.125%
HK$31,429
baseline
▲ 0.50% · 4.625%
HK$33,086
+HK$1,657/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$62,858/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,380
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,262
−HK$897/mo
Today · 4.125%
HK$30,159
baseline
▲ 0.50% · 4.625%
HK$31,994
+HK$1,835/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,318/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,572
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,419
−HK$859/mo
Today · 4.125%
HK$33,278
baseline
▲ 0.50% · 4.625%
HK$35,032
+HK$1,754/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$66,556/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$207,431 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).