▼ 0.50% · 3.625%
HK$16,260
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,766
−HK$514/mo
Today · 4.125%
HK$17,280
baseline
▲ 0.50% · 4.625%
HK$18,331
+HK$1,051/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,560/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,089
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,574
−HK$492/mo
Today · 4.125%
HK$19,066
baseline
▲ 0.50% · 4.625%
HK$20,071
+HK$1,005/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,132/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,886
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,442
−HK$566/mo
Today · 4.125%
HK$19,008
baseline
▲ 0.50% · 4.625%
HK$20,164
+HK$1,156/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$38,016/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,898
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,432
−HK$541/mo
Today · 4.125%
HK$20,973
baseline
▲ 0.50% · 4.625%
HK$22,079
+HK$1,106/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,946/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,512
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,119
−HK$617/mo
Today · 4.125%
HK$20,736
baseline
▲ 0.50% · 4.625%
HK$21,997
+HK$1,261/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,472/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,707
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,289
−HK$591/mo
Today · 4.125%
HK$22,880
baseline
▲ 0.50% · 4.625%
HK$24,086
+HK$1,206/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,760/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,138
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,796
−HK$668/mo
Today · 4.125%
HK$22,464
baseline
▲ 0.50% · 4.625%
HK$23,830
+HK$1,366/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$44,928/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,516
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,147
−HK$639/mo
Today · 4.125%
HK$24,786
baseline
▲ 0.50% · 4.625%
HK$26,093
+HK$1,307/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$49,572/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,764
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,472
−HK$720/mo
Today · 4.125%
HK$24,192
baseline
▲ 0.50% · 4.625%
HK$25,664
+HK$1,472/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,384/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,325
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,004
−HK$689/mo
Today · 4.125%
HK$26,693
baseline
▲ 0.50% · 4.625%
HK$28,100
+HK$1,407/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,386/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,390
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,149
−HK$771/mo
Today · 4.125%
HK$25,920
baseline
▲ 0.50% · 4.625%
HK$27,497
+HK$1,577/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$51,840/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,134
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,861
−HK$739/mo
Today · 4.125%
HK$28,600
baseline
▲ 0.50% · 4.625%
HK$30,107
+HK$1,507/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$57,200/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,016
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,825
−HK$822/mo
Today · 4.125%
HK$27,647
baseline
▲ 0.50% · 4.625%
HK$29,330
+HK$1,683/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$55,294/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,943
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,719
−HK$787/mo
Today · 4.125%
HK$30,506
baseline
▲ 0.50% · 4.625%
HK$32,114
+HK$1,608/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$61,012/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,642
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,502
−HK$873/mo
Today · 4.125%
HK$29,375
baseline
▲ 0.50% · 4.625%
HK$31,163
+HK$1,788/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,750/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,751
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,576
−HK$837/mo
Today · 4.125%
HK$32,413
baseline
▲ 0.50% · 4.625%
HK$34,121
+HK$1,708/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,826/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,268
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,178
−HK$925/mo
Today · 4.125%
HK$31,103
baseline
▲ 0.50% · 4.625%
HK$32,996
+HK$1,893/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$62,206/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,560
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,434
−HK$886/mo
Today · 4.125%
HK$34,320
baseline
▲ 0.50% · 4.625%
HK$36,129
+HK$1,809/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$68,640/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$213,924 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).