▼ 0.50% · 3.625%
HK$19,424
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,028
−HK$614/mo
Today · 4.125%
HK$20,642
baseline
▲ 0.50% · 4.625%
HK$21,898
+HK$1,256/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,284/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,609
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,188
−HK$588/mo
Today · 4.125%
HK$22,776
baseline
▲ 0.50% · 4.625%
HK$23,977
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,552/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,366
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,031
−HK$675/mo
Today · 4.125%
HK$22,706
baseline
▲ 0.50% · 4.625%
HK$24,087
+HK$1,381/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,412/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,769
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,407
−HK$647/mo
Today · 4.125%
HK$25,054
baseline
▲ 0.50% · 4.625%
HK$26,374
+HK$1,320/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,108/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,308
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,033
−HK$737/mo
Today · 4.125%
HK$24,770
baseline
▲ 0.50% · 4.625%
HK$26,277
+HK$1,507/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,540/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,930
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,626
−HK$705/mo
Today · 4.125%
HK$27,331
baseline
▲ 0.50% · 4.625%
HK$28,772
+HK$1,441/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,662/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,251
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,036
−HK$798/mo
Today · 4.125%
HK$26,834
baseline
▲ 0.50% · 4.625%
HK$28,467
+HK$1,633/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,668/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,091
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,845
−HK$764/mo
Today · 4.125%
HK$29,609
baseline
▲ 0.50% · 4.625%
HK$31,170
+HK$1,561/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,218/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,193
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,039
−HK$859/mo
Today · 4.125%
HK$28,898
baseline
▲ 0.50% · 4.625%
HK$30,657
+HK$1,759/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$57,796/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,252
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,063
−HK$823/mo
Today · 4.125%
HK$31,886
baseline
▲ 0.50% · 4.625%
HK$33,567
+HK$1,681/mo
Deposit HK$2.56M · loan HK$5.96M · min. income ≈ HK$63,772/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,135
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,042
−HK$920/mo
Today · 4.125%
HK$30,962
baseline
▲ 0.50% · 4.625%
HK$32,846
+HK$1,884/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,924/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,413
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,282
−HK$882/mo
Today · 4.125%
HK$34,164
baseline
▲ 0.50% · 4.625%
HK$35,965
+HK$1,801/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,328/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,078
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,045
−HK$982/mo
Today · 4.125%
HK$33,027
baseline
▲ 0.50% · 4.625%
HK$35,036
+HK$2,009/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$66,054/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,574
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,501
−HK$941/mo
Today · 4.125%
HK$36,442
baseline
▲ 0.50% · 4.625%
HK$38,363
+HK$1,921/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,884/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,020
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,047
−HK$1,044/mo
Today · 4.125%
HK$35,091
baseline
▲ 0.50% · 4.625%
HK$37,226
+HK$2,135/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$70,182/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,735
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,720
−HK$999/mo
Today · 4.125%
HK$38,719
baseline
▲ 0.50% · 4.625%
HK$40,760
+HK$2,041/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$77,438/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,963
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,050
−HK$1,105/mo
Today · 4.125%
HK$37,155
baseline
▲ 0.50% · 4.625%
HK$39,416
+HK$2,261/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,310/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,895
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,939
−HK$1,058/mo
Today · 4.125%
HK$40,997
baseline
▲ 0.50% · 4.625%
HK$43,158
+HK$2,161/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$81,994/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,546 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).