▼ 0.50% · 3.625%
HK$15,292
−HK$959/mo
▼ 0.25% · 3.875%
HK$15,767
−HK$484/mo
Today · 4.125%
HK$16,251
baseline
▲ 0.50% · 4.625%
HK$17,239
+HK$988/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,502/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,012
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,468
−HK$463/mo
Today · 4.125%
HK$17,931
baseline
▲ 0.50% · 4.625%
HK$18,876
+HK$945/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,862/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,821
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,344
−HK$532/mo
Today · 4.125%
HK$17,876
baseline
▲ 0.50% · 4.625%
HK$18,963
+HK$1,087/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$35,752/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,713
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,215
−HK$509/mo
Today · 4.125%
HK$19,724
baseline
▲ 0.50% · 4.625%
HK$20,764
+HK$1,040/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$39,448/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,350
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,921
−HK$580/mo
Today · 4.125%
HK$19,501
baseline
▲ 0.50% · 4.625%
HK$20,687
+HK$1,186/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$39,002/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,414
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,962
−HK$555/mo
Today · 4.125%
HK$21,517
baseline
▲ 0.50% · 4.625%
HK$22,651
+HK$1,134/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$43,034/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,879
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,498
−HK$628/mo
Today · 4.125%
HK$21,126
baseline
▲ 0.50% · 4.625%
HK$22,411
+HK$1,285/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$42,252/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,115
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,709
−HK$601/mo
Today · 4.125%
HK$23,310
baseline
▲ 0.50% · 4.625%
HK$24,539
+HK$1,229/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$46,620/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,408
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,074
−HK$677/mo
Today · 4.125%
HK$22,751
baseline
▲ 0.50% · 4.625%
HK$24,135
+HK$1,384/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,502/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,817
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,455
−HK$648/mo
Today · 4.125%
HK$25,103
baseline
▲ 0.50% · 4.625%
HK$26,427
+HK$1,324/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,206/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,938
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,651
−HK$725/mo
Today · 4.125%
HK$24,376
baseline
▲ 0.50% · 4.625%
HK$25,859
+HK$1,483/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$48,752/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,518
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,202
−HK$695/mo
Today · 4.125%
HK$26,897
baseline
▲ 0.50% · 4.625%
HK$28,314
+HK$1,417/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$53,794/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,467
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,228
−HK$773/mo
Today · 4.125%
HK$26,001
baseline
▲ 0.50% · 4.625%
HK$27,583
+HK$1,582/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$52,002/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,219
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,949
−HK$741/mo
Today · 4.125%
HK$28,690
baseline
▲ 0.50% · 4.625%
HK$30,202
+HK$1,512/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$57,380/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,996
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,805
−HK$821/mo
Today · 4.125%
HK$27,626
baseline
▲ 0.50% · 4.625%
HK$29,307
+HK$1,681/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$55,252/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,920
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,696
−HK$787/mo
Today · 4.125%
HK$30,483
baseline
▲ 0.50% · 4.625%
HK$32,090
+HK$1,607/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$60,966/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,525
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,381
−HK$870/mo
Today · 4.125%
HK$29,251
baseline
▲ 0.50% · 4.625%
HK$31,031
+HK$1,780/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$58,502/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,621
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,443
−HK$833/mo
Today · 4.125%
HK$32,276
baseline
▲ 0.50% · 4.625%
HK$33,977
+HK$1,701/mo
Deposit HK$671K · loan HK$6.04M · min. income ≈ HK$64,552/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$201,185 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).