▼ 0.50% · 3.625%
HK$20,957
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,609
−HK$662/mo
Today · 4.125%
HK$22,271
baseline
▲ 0.50% · 4.625%
HK$23,627
+HK$1,356/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,542/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,315
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,940
−HK$634/mo
Today · 4.125%
HK$24,574
baseline
▲ 0.50% · 4.625%
HK$25,870
+HK$1,296/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,148/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,053
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,770
−HK$729/mo
Today · 4.125%
HK$24,499
baseline
▲ 0.50% · 4.625%
HK$25,989
+HK$1,490/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$48,998/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,646
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,334
−HK$698/mo
Today · 4.125%
HK$27,032
baseline
▲ 0.50% · 4.625%
HK$28,457
+HK$1,425/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$54,064/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,149
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,931
−HK$795/mo
Today · 4.125%
HK$26,726
baseline
▲ 0.50% · 4.625%
HK$28,352
+HK$1,626/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$53,452/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,978
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,728
−HK$761/mo
Today · 4.125%
HK$29,489
baseline
▲ 0.50% · 4.625%
HK$31,044
+HK$1,555/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$58,978/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,244
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,092
−HK$861/mo
Today · 4.125%
HK$28,953
baseline
▲ 0.50% · 4.625%
HK$30,715
+HK$1,762/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,906/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,309
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,122
−HK$825/mo
Today · 4.125%
HK$31,947
baseline
▲ 0.50% · 4.625%
HK$33,631
+HK$1,684/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,894/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,340
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,253
−HK$927/mo
Today · 4.125%
HK$31,180
baseline
▲ 0.50% · 4.625%
HK$33,077
+HK$1,897/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,360/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,641
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,516
−HK$888/mo
Today · 4.125%
HK$34,404
baseline
▲ 0.50% · 4.625%
HK$36,218
+HK$1,814/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,808/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,436
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,414
−HK$993/mo
Today · 4.125%
HK$33,407
baseline
▲ 0.50% · 4.625%
HK$35,440
+HK$2,033/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,814/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,972
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,910
−HK$952/mo
Today · 4.125%
HK$36,862
baseline
▲ 0.50% · 4.625%
HK$38,805
+HK$1,943/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,724/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,532
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,575
−HK$1,059/mo
Today · 4.125%
HK$35,634
baseline
▲ 0.50% · 4.625%
HK$37,803
+HK$2,169/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,268/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,304
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,304
−HK$1,015/mo
Today · 4.125%
HK$39,319
baseline
▲ 0.50% · 4.625%
HK$41,392
+HK$2,073/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,638/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,627
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,736
−HK$1,126/mo
Today · 4.125%
HK$37,862
baseline
▲ 0.50% · 4.625%
HK$40,165
+HK$2,303/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,724/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,635
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,698
−HK$1,078/mo
Today · 4.125%
HK$41,776
baseline
▲ 0.50% · 4.625%
HK$43,979
+HK$2,203/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,552/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,723
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,897
−HK$1,192/mo
Today · 4.125%
HK$40,089
baseline
▲ 0.50% · 4.625%
HK$42,528
+HK$2,439/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,178/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,967
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,092
−HK$1,142/mo
Today · 4.125%
HK$44,234
baseline
▲ 0.50% · 4.625%
HK$46,566
+HK$2,332/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,468/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,076 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).