▼ 0.50% · 3.625%
HK$16,631
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,149
−HK$525/mo
Today · 4.125%
HK$17,674
baseline
▲ 0.50% · 4.625%
HK$18,750
+HK$1,076/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,348/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,502
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$18,998
−HK$504/mo
Today · 4.125%
HK$19,502
baseline
▲ 0.50% · 4.625%
HK$20,530
+HK$1,028/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,004/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,294
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,863
−HK$579/mo
Today · 4.125%
HK$19,442
baseline
▲ 0.50% · 4.625%
HK$20,624
+HK$1,182/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,884/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,352
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,898
−HK$554/mo
Today · 4.125%
HK$21,452
baseline
▲ 0.50% · 4.625%
HK$22,583
+HK$1,131/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,904/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,957
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,578
−HK$631/mo
Today · 4.125%
HK$21,209
baseline
▲ 0.50% · 4.625%
HK$22,499
+HK$1,290/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,418/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,202
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,798
−HK$604/mo
Today · 4.125%
HK$23,402
baseline
▲ 0.50% · 4.625%
HK$24,635
+HK$1,233/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,804/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,621
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,293
−HK$683/mo
Today · 4.125%
HK$22,976
baseline
▲ 0.50% · 4.625%
HK$24,374
+HK$1,398/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,952/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,053
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,698
−HK$654/mo
Today · 4.125%
HK$25,352
baseline
▲ 0.50% · 4.625%
HK$26,688
+HK$1,336/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,704/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,284
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,008
−HK$736/mo
Today · 4.125%
HK$24,744
baseline
▲ 0.50% · 4.625%
HK$26,249
+HK$1,505/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,488/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,903
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,598
−HK$704/mo
Today · 4.125%
HK$27,302
baseline
▲ 0.50% · 4.625%
HK$28,741
+HK$1,439/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,604/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,947
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,723
−HK$788/mo
Today · 4.125%
HK$26,511
baseline
▲ 0.50% · 4.625%
HK$28,124
+HK$1,613/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$53,022/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,753
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,497
−HK$755/mo
Today · 4.125%
HK$29,252
baseline
▲ 0.50% · 4.625%
HK$30,794
+HK$1,542/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,504/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,610
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,438
−HK$841/mo
Today · 4.125%
HK$28,279
baseline
▲ 0.50% · 4.625%
HK$29,999
+HK$1,720/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$56,558/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,603
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,397
−HK$806/mo
Today · 4.125%
HK$31,203
baseline
▲ 0.50% · 4.625%
HK$32,847
+HK$1,644/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$62,406/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,273
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,152
−HK$894/mo
Today · 4.125%
HK$30,046
baseline
▲ 0.50% · 4.625%
HK$31,874
+HK$1,828/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$60,092/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,453
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,297
−HK$856/mo
Today · 4.125%
HK$33,153
baseline
▲ 0.50% · 4.625%
HK$34,900
+HK$1,747/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$66,306/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,936
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,867
−HK$946/mo
Today · 4.125%
HK$31,813
baseline
▲ 0.50% · 4.625%
HK$33,749
+HK$1,936/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,626/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,304
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,197
−HK$906/mo
Today · 4.125%
HK$35,103
baseline
▲ 0.50% · 4.625%
HK$36,953
+HK$1,850/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$70,206/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,807 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).