▼ 0.50% · 3.625%
HK$19,345
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,947
−HK$611/mo
Today · 4.125%
HK$20,558
baseline
▲ 0.50% · 4.625%
HK$21,809
+HK$1,251/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,116/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,521
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,099
−HK$585/mo
Today · 4.125%
HK$22,684
baseline
▲ 0.50% · 4.625%
HK$23,880
+HK$1,196/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,368/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,280
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,942
−HK$672/mo
Today · 4.125%
HK$22,614
baseline
▲ 0.50% · 4.625%
HK$23,990
+HK$1,376/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,228/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,674
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,308
−HK$645/mo
Today · 4.125%
HK$24,953
baseline
▲ 0.50% · 4.625%
HK$26,268
+HK$1,315/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,906/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,214
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,936
−HK$734/mo
Today · 4.125%
HK$24,670
baseline
▲ 0.50% · 4.625%
HK$26,171
+HK$1,501/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,340/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,826
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,518
−HK$703/mo
Today · 4.125%
HK$27,221
baseline
▲ 0.50% · 4.625%
HK$28,656
+HK$1,435/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,442/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,149
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,931
−HK$795/mo
Today · 4.125%
HK$26,726
baseline
▲ 0.50% · 4.625%
HK$28,352
+HK$1,626/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,452/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,978
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,728
−HK$761/mo
Today · 4.125%
HK$29,489
baseline
▲ 0.50% · 4.625%
HK$31,044
+HK$1,555/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,978/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,083
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,926
−HK$856/mo
Today · 4.125%
HK$28,782
baseline
▲ 0.50% · 4.625%
HK$30,533
+HK$1,751/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$57,564/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,130
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,938
−HK$820/mo
Today · 4.125%
HK$31,758
baseline
▲ 0.50% · 4.625%
HK$33,432
+HK$1,674/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$63,516/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,018
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,921
−HK$917/mo
Today · 4.125%
HK$30,838
baseline
▲ 0.50% · 4.625%
HK$32,714
+HK$1,876/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,676/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,282
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,148
−HK$878/mo
Today · 4.125%
HK$34,026
baseline
▲ 0.50% · 4.625%
HK$35,820
+HK$1,794/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$68,052/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,952
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,915
−HK$978/mo
Today · 4.125%
HK$32,893
baseline
▲ 0.50% · 4.625%
HK$34,895
+HK$2,002/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$65,786/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,434
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,358
−HK$937/mo
Today · 4.125%
HK$36,295
baseline
▲ 0.50% · 4.625%
HK$38,208
+HK$1,913/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$72,590/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,887
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,910
−HK$1,039/mo
Today · 4.125%
HK$34,949
baseline
▲ 0.50% · 4.625%
HK$37,076
+HK$2,127/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,898/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,586
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,568
−HK$995/mo
Today · 4.125%
HK$38,563
baseline
▲ 0.50% · 4.625%
HK$40,596
+HK$2,033/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,126/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,821
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,905
−HK$1,100/mo
Today · 4.125%
HK$37,005
baseline
▲ 0.50% · 4.625%
HK$39,257
+HK$2,252/mo
Deposit HK$848K · loan HK$7.64M · min. income ≈ HK$74,010/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,739
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,778
−HK$1,053/mo
Today · 4.125%
HK$40,831
baseline
▲ 0.50% · 4.625%
HK$42,984
+HK$2,153/mo
Deposit HK$848K · loan HK$7.64M · min. income ≈ HK$81,662/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,515 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).