▼ 0.50% · 3.625%
HK$17,932
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,489
−HK$567/mo
Today · 4.125%
HK$19,056
baseline
▲ 0.50% · 4.625%
HK$20,216
+HK$1,160/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,112/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,949
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,484
−HK$542/mo
Today · 4.125%
HK$21,026
baseline
▲ 0.50% · 4.625%
HK$22,135
+HK$1,109/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,052/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,725
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,338
−HK$624/mo
Today · 4.125%
HK$20,962
baseline
▲ 0.50% · 4.625%
HK$22,237
+HK$1,275/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$41,924/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,944
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,532
−HK$597/mo
Today · 4.125%
HK$23,129
baseline
▲ 0.50% · 4.625%
HK$24,348
+HK$1,219/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$46,258/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,518
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,187
−HK$680/mo
Today · 4.125%
HK$22,867
baseline
▲ 0.50% · 4.625%
HK$24,259
+HK$1,392/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,734/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,938
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,580
−HK$652/mo
Today · 4.125%
HK$25,232
baseline
▲ 0.50% · 4.625%
HK$26,562
+HK$1,330/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,464/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,311
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,036
−HK$737/mo
Today · 4.125%
HK$24,773
baseline
▲ 0.50% · 4.625%
HK$26,280
+HK$1,507/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,546/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,933
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,629
−HK$705/mo
Today · 4.125%
HK$27,334
baseline
▲ 0.50% · 4.625%
HK$28,775
+HK$1,441/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,668/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,104
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,885
−HK$793/mo
Today · 4.125%
HK$26,678
baseline
▲ 0.50% · 4.625%
HK$28,302
+HK$1,624/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,356/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,928
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,677
−HK$760/mo
Today · 4.125%
HK$29,437
baseline
▲ 0.50% · 4.625%
HK$30,989
+HK$1,552/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,874/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,897
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,734
−HK$850/mo
Today · 4.125%
HK$28,584
baseline
▲ 0.50% · 4.625%
HK$30,323
+HK$1,739/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,168/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,923
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,726
−HK$814/mo
Today · 4.125%
HK$31,540
baseline
▲ 0.50% · 4.625%
HK$33,202
+HK$1,662/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,080/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,690
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,583
−HK$907/mo
Today · 4.125%
HK$30,490
baseline
▲ 0.50% · 4.625%
HK$32,345
+HK$1,855/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,980/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,918
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,774
−HK$868/mo
Today · 4.125%
HK$33,642
baseline
▲ 0.50% · 4.625%
HK$35,416
+HK$1,774/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,284/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,484
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,432
−HK$963/mo
Today · 4.125%
HK$32,395
baseline
▲ 0.50% · 4.625%
HK$34,366
+HK$1,971/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$64,790/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,913
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,822
−HK$923/mo
Today · 4.125%
HK$35,745
baseline
▲ 0.50% · 4.625%
HK$37,629
+HK$1,884/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$71,490/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,277
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,281
−HK$1,020/mo
Today · 4.125%
HK$34,301
baseline
▲ 0.50% · 4.625%
HK$36,388
+HK$2,087/mo
Deposit HK$786K · loan HK$7.08M · min. income ≈ HK$68,602/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,908
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,871
−HK$977/mo
Today · 4.125%
HK$37,848
baseline
▲ 0.50% · 4.625%
HK$39,843
+HK$1,995/mo
Deposit HK$786K · loan HK$7.08M · min. income ≈ HK$75,696/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,915 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).