▼ 0.50% · 3.625%
HK$19,065
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,658
−HK$602/mo
Today · 4.125%
HK$20,260
baseline
▲ 0.50% · 4.625%
HK$21,493
+HK$1,233/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,520/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,209
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,778
−HK$577/mo
Today · 4.125%
HK$22,355
baseline
▲ 0.50% · 4.625%
HK$23,534
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,710/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,971
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,624
−HK$662/mo
Today · 4.125%
HK$22,286
baseline
▲ 0.50% · 4.625%
HK$23,643
+HK$1,357/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,572/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,330
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,956
−HK$635/mo
Today · 4.125%
HK$24,591
baseline
▲ 0.50% · 4.625%
HK$25,887
+HK$1,296/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,182/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,878
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,589
−HK$723/mo
Today · 4.125%
HK$24,312
baseline
▲ 0.50% · 4.625%
HK$25,792
+HK$1,480/mo
Deposit HK$3.34M · loan HK$5.02M · min. income ≈ HK$48,624/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,451
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,134
−HK$692/mo
Today · 4.125%
HK$26,826
baseline
▲ 0.50% · 4.625%
HK$28,240
+HK$1,414/mo
Deposit HK$3.34M · loan HK$5.02M · min. income ≈ HK$53,652/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,784
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,555
−HK$784/mo
Today · 4.125%
HK$26,339
baseline
▲ 0.50% · 4.625%
HK$27,941
+HK$1,602/mo
Deposit HK$2.93M · loan HK$5.43M · min. income ≈ HK$52,678/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,572
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,312
−HK$750/mo
Today · 4.125%
HK$29,062
baseline
▲ 0.50% · 4.625%
HK$30,594
+HK$1,532/mo
Deposit HK$2.93M · loan HK$5.43M · min. income ≈ HK$58,124/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,691
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,521
−HK$844/mo
Today · 4.125%
HK$28,365
baseline
▲ 0.50% · 4.625%
HK$30,090
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,730/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,693
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,490
−HK$807/mo
Today · 4.125%
HK$31,297
baseline
▲ 0.50% · 4.625%
HK$32,947
+HK$1,650/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,594/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,597
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,487
−HK$904/mo
Today · 4.125%
HK$30,391
baseline
▲ 0.50% · 4.625%
HK$32,240
+HK$1,849/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,782/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,814
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,667
−HK$866/mo
Today · 4.125%
HK$33,533
baseline
▲ 0.50% · 4.625%
HK$35,301
+HK$1,768/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,066/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,504
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,453
−HK$964/mo
Today · 4.125%
HK$32,417
baseline
▲ 0.50% · 4.625%
HK$34,389
+HK$1,972/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,834/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,935
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,845
−HK$924/mo
Today · 4.125%
HK$35,769
baseline
▲ 0.50% · 4.625%
HK$37,654
+HK$1,885/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,538/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,410
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,418
−HK$1,025/mo
Today · 4.125%
HK$34,443
baseline
▲ 0.50% · 4.625%
HK$36,538
+HK$2,095/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$68,886/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,056
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,023
−HK$981/mo
Today · 4.125%
HK$38,004
baseline
▲ 0.50% · 4.625%
HK$40,007
+HK$2,003/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$76,008/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,317
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,384
−HK$1,085/mo
Today · 4.125%
HK$36,469
baseline
▲ 0.50% · 4.625%
HK$38,688
+HK$2,219/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,938/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,177
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,201
−HK$1,039/mo
Today · 4.125%
HK$40,240
baseline
▲ 0.50% · 4.625%
HK$42,361
+HK$2,121/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$80,480/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,826 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).