▼ 0.50% · 3.625%
HK$5,618
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,793
−HK$177/mo
Today · 4.125%
HK$5,970
baseline
▲ 0.50% · 4.625%
HK$6,334
+HK$364/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$11,940/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,250
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,418
−HK$170/mo
Today · 4.125%
HK$6,588
baseline
▲ 0.50% · 4.625%
HK$6,935
+HK$347/mo
Deposit HK$1.23M · loan HK$1.23M · min. income ≈ HK$13,176/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,180
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,372
−HK$195/mo
Today · 4.125%
HK$6,567
baseline
▲ 0.50% · 4.625%
HK$6,967
+HK$400/mo
Deposit HK$1.11M · loan HK$1.36M · min. income ≈ HK$13,134/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,875
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,059
−HK$187/mo
Today · 4.125%
HK$7,246
baseline
▲ 0.50% · 4.625%
HK$7,628
+HK$382/mo
Deposit HK$1.11M · loan HK$1.36M · min. income ≈ HK$14,492/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,742
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,951
−HK$213/mo
Today · 4.125%
HK$7,164
baseline
▲ 0.50% · 4.625%
HK$7,600
+HK$436/mo
Deposit HK$986K · loan HK$1.48M · min. income ≈ HK$14,328/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,500
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,701
−HK$204/mo
Today · 4.125%
HK$7,905
baseline
▲ 0.50% · 4.625%
HK$8,322
+HK$417/mo
Deposit HK$986K · loan HK$1.48M · min. income ≈ HK$15,810/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,303
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,531
−HK$230/mo
Today · 4.125%
HK$7,761
baseline
▲ 0.50% · 4.625%
HK$8,234
+HK$473/mo
Deposit HK$862K · loan HK$1.60M · min. income ≈ HK$15,522/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,125
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,343
−HK$221/mo
Today · 4.125%
HK$8,564
baseline
▲ 0.50% · 4.625%
HK$9,015
+HK$451/mo
Deposit HK$862K · loan HK$1.60M · min. income ≈ HK$17,128/mo (50% DSR)
Upfront cash ≈ HK$862K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,865
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,110
−HK$248/mo
Today · 4.125%
HK$8,358
baseline
▲ 0.50% · 4.625%
HK$8,867
+HK$509/mo
Deposit HK$739K · loan HK$1.72M · min. income ≈ HK$16,716/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,750
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,985
−HK$238/mo
Today · 4.125%
HK$9,223
baseline
▲ 0.50% · 4.625%
HK$9,709
+HK$486/mo
Deposit HK$739K · loan HK$1.72M · min. income ≈ HK$18,446/mo (50% DSR)
Upfront cash ≈ HK$739K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,427
−HK$528/mo
▼ 0.25% · 3.875%
HK$8,689
−HK$266/mo
Today · 4.125%
HK$8,955
baseline
▲ 0.50% · 4.625%
HK$9,500
+HK$545/mo
Deposit HK$616K · loan HK$1.85M · min. income ≈ HK$17,910/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,375
−HK$506/mo
▼ 0.25% · 3.875%
HK$9,626
−HK$255/mo
Today · 4.125%
HK$9,881
baseline
▲ 0.50% · 4.625%
HK$10,402
+HK$521/mo
Deposit HK$616K · loan HK$1.85M · min. income ≈ HK$19,762/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,989
−HK$563/mo
▼ 0.25% · 3.875%
HK$9,268
−HK$284/mo
Today · 4.125%
HK$9,552
baseline
▲ 0.50% · 4.625%
HK$10,134
+HK$582/mo
Deposit HK$493K · loan HK$1.97M · min. income ≈ HK$19,104/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,000
−HK$540/mo
▼ 0.25% · 3.875%
HK$10,268
−HK$272/mo
Today · 4.125%
HK$10,540
baseline
▲ 0.50% · 4.625%
HK$11,096
+HK$556/mo
Deposit HK$493K · loan HK$1.97M · min. income ≈ HK$21,080/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,551
−HK$599/mo
▼ 0.25% · 3.875%
HK$9,848
−HK$302/mo
Today · 4.125%
HK$10,150
baseline
▲ 0.50% · 4.625%
HK$10,767
+HK$617/mo
Deposit HK$370K · loan HK$2.09M · min. income ≈ HK$20,300/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,625
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,910
−HK$289/mo
Today · 4.125%
HK$11,199
baseline
▲ 0.50% · 4.625%
HK$11,789
+HK$590/mo
Deposit HK$370K · loan HK$2.09M · min. income ≈ HK$22,398/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,112
−HK$635/mo
▼ 0.25% · 3.875%
HK$10,427
−HK$320/mo
Today · 4.125%
HK$10,747
baseline
▲ 0.50% · 4.625%
HK$11,400
+HK$653/mo
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$21,494/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,250
−HK$608/mo
▼ 0.25% · 3.875%
HK$11,552
−HK$306/mo
Today · 4.125%
HK$11,858
baseline
▲ 0.50% · 4.625%
HK$12,483
+HK$625/mo
Deposit HK$246K · loan HK$2.22M · min. income ≈ HK$23,716/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).