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At today's rate and a 90% mortgage, the deposit on this unit is about HK$240K, with repayments around HK$10,475/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,950/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Chai Wan Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- C
- Saleable Area
- 257 Saleable ft²
- Gross Area
- 380 ft²
- Efficiency
- 68%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-20 | HK$3.40M | +2.1% 3.8y · 1.0%/yr |
| 2017-12-21 | HK$3.33M | +38.8% 3.3y · 12.0%/yr |
| 2014-10-08 | HK$2.40M | +71.4% |
| 2011-11-03 | HK$1.40M | +133.3% |
| 2005-03-21 | HK$600K | +15.4% |
| 2004-12-18 | HK$520K | — |