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At today's rate and a 90% mortgage, the deposit on this unit is about HK$240K, with repayments around HK$10,488/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,976/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Chai Wan Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- C
- Saleable Area
- 257 Saleable ft²
- Gross Area
- 357 ft²
- Efficiency
- 72%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-04 | HK$2.55M | −36.2% 5.3y · −7.0%/yr |
| 2019-08-08 | HK$4.00M | +37.9% 2.3y · 17.0%/yr |
| 2017-05-17 | HK$2.90M | +437.0% 12.2y · 36.0%/yr |
| 2005-02-24 | HK$540K | −19.4% |
| 2000-02-26 | HK$670K | — |