▼ 0.50% · 3.625%
HK$15,968
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$16,464
−HK$505/mo
Today · 4.125%
HK$16,969
baseline
▲ 0.50% · 4.625%
HK$18,002
+HK$1,033/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,938/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,764
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,240
−HK$484/mo
Today · 4.125%
HK$18,724
baseline
▲ 0.50% · 4.625%
HK$19,711
+HK$987/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,448/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,565
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,111
−HK$555/mo
Today · 4.125%
HK$18,666
baseline
▲ 0.50% · 4.625%
HK$19,802
+HK$1,136/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,332/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,540
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,064
−HK$532/mo
Today · 4.125%
HK$20,596
baseline
▲ 0.50% · 4.625%
HK$21,682
+HK$1,086/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,192/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,161
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,757
−HK$606/mo
Today · 4.125%
HK$20,363
baseline
▲ 0.50% · 4.625%
HK$21,602
+HK$1,239/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,726/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,317
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,889
−HK$580/mo
Today · 4.125%
HK$22,469
baseline
▲ 0.50% · 4.625%
HK$23,653
+HK$1,184/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,938/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,758
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,404
−HK$656/mo
Today · 4.125%
HK$22,060
baseline
▲ 0.50% · 4.625%
HK$23,402
+HK$1,342/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,120/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,093
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,713
−HK$628/mo
Today · 4.125%
HK$24,341
baseline
▲ 0.50% · 4.625%
HK$25,624
+HK$1,283/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,682/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,355
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,050
−HK$707/mo
Today · 4.125%
HK$23,757
baseline
▲ 0.50% · 4.625%
HK$25,202
+HK$1,445/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,514/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,870
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,537
−HK$676/mo
Today · 4.125%
HK$26,213
baseline
▲ 0.50% · 4.625%
HK$27,595
+HK$1,382/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,426/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,952
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,697
−HK$757/mo
Today · 4.125%
HK$25,454
baseline
▲ 0.50% · 4.625%
HK$27,002
+HK$1,548/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,908/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,646
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,361
−HK$725/mo
Today · 4.125%
HK$28,086
baseline
▲ 0.50% · 4.625%
HK$29,566
+HK$1,480/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,172/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,548
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,343
−HK$808/mo
Today · 4.125%
HK$27,151
baseline
▲ 0.50% · 4.625%
HK$28,803
+HK$1,652/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,302/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,422
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,185
−HK$773/mo
Today · 4.125%
HK$29,958
baseline
▲ 0.50% · 4.625%
HK$31,537
+HK$1,579/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,916/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,145
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$27,990
−HK$858/mo
Today · 4.125%
HK$28,848
baseline
▲ 0.50% · 4.625%
HK$30,603
+HK$1,755/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$57,696/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,199
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,009
−HK$821/mo
Today · 4.125%
HK$31,830
baseline
▲ 0.50% · 4.625%
HK$33,508
+HK$1,678/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$63,660/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,742
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,636
−HK$908/mo
Today · 4.125%
HK$30,544
baseline
▲ 0.50% · 4.625%
HK$32,403
+HK$1,859/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,088/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,975
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,833
−HK$870/mo
Today · 4.125%
HK$33,703
baseline
▲ 0.50% · 4.625%
HK$35,479
+HK$1,776/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,406/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,080 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).