▼ 0.50% · 3.625%
HK$16,580
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,096
−HK$524/mo
Today · 4.125%
HK$17,620
baseline
▲ 0.50% · 4.625%
HK$18,692
+HK$1,072/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,240/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,446
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,940
−HK$502/mo
Today · 4.125%
HK$19,442
baseline
▲ 0.50% · 4.625%
HK$20,467
+HK$1,025/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,884/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,239
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,806
−HK$576/mo
Today · 4.125%
HK$19,382
baseline
▲ 0.50% · 4.625%
HK$20,562
+HK$1,180/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,764/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,290
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,834
−HK$552/mo
Today · 4.125%
HK$21,386
baseline
▲ 0.50% · 4.625%
HK$22,514
+HK$1,128/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,772/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,897
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,515
−HK$629/mo
Today · 4.125%
HK$21,144
baseline
▲ 0.50% · 4.625%
HK$22,431
+HK$1,287/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,288/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,135
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,728
−HK$603/mo
Today · 4.125%
HK$23,331
baseline
▲ 0.50% · 4.625%
HK$24,560
+HK$1,229/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,662/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,555
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,225
−HK$681/mo
Today · 4.125%
HK$22,906
baseline
▲ 0.50% · 4.625%
HK$24,300
+HK$1,394/mo
Deposit HK$2.54M · loan HK$4.73M · min. income ≈ HK$45,812/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,979
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,622
−HK$653/mo
Today · 4.125%
HK$25,275
baseline
▲ 0.50% · 4.625%
HK$26,607
+HK$1,332/mo
Deposit HK$2.54M · loan HK$4.73M · min. income ≈ HK$50,550/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,213
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,935
−HK$733/mo
Today · 4.125%
HK$24,668
baseline
▲ 0.50% · 4.625%
HK$26,169
+HK$1,501/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,336/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,824
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,516
−HK$703/mo
Today · 4.125%
HK$27,219
baseline
▲ 0.50% · 4.625%
HK$28,654
+HK$1,435/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,438/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,871
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,644
−HK$786/mo
Today · 4.125%
HK$26,430
baseline
▲ 0.50% · 4.625%
HK$28,039
+HK$1,609/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,860/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,668
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,410
−HK$753/mo
Today · 4.125%
HK$29,163
baseline
▲ 0.50% · 4.625%
HK$30,700
+HK$1,537/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,326/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,529
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,354
−HK$838/mo
Today · 4.125%
HK$28,192
baseline
▲ 0.50% · 4.625%
HK$29,908
+HK$1,716/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$56,384/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,513
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,304
−HK$803/mo
Today · 4.125%
HK$31,107
baseline
▲ 0.50% · 4.625%
HK$32,747
+HK$1,640/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$62,214/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,187
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,064
−HK$890/mo
Today · 4.125%
HK$29,954
baseline
▲ 0.50% · 4.625%
HK$31,777
+HK$1,823/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,908/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,358
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,199
−HK$853/mo
Today · 4.125%
HK$33,052
baseline
▲ 0.50% · 4.625%
HK$34,794
+HK$1,742/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,104/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,845
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,773
−HK$943/mo
Today · 4.125%
HK$31,716
baseline
▲ 0.50% · 4.625%
HK$33,646
+HK$1,930/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$63,432/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,202
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,093
−HK$903/mo
Today · 4.125%
HK$34,996
baseline
▲ 0.50% · 4.625%
HK$36,841
+HK$1,845/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$69,992/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,140 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).