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Crescira AVM · estimated value Medium confidence
HK$13.05M
≈ HK$14,437 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.92M, with repayments around HK$44,276/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$41,663
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,959
−HK$1,317/mo
Today · 4.125%
HK$44,276
baseline
▲ 0.50% · 4.625%
HK$46,970
+HK$2,694/mo

Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,552/mo (50% DSR)

Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,407 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
8
Saleable Area
904 ft²
Gross Area
1,174 ft²
Efficiency
77%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2021-01-26 HK$15.85M +176.1%
13.9y
2007-03-15 HK$5.74M +16.4%
2000-11-07 HK$4.93M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Heng Fa Chuen
≈ 1 min walk · 56 m
Education
11
schools within 1 km (6 within 500 m)
Daily convenience
4
within 1 km (3 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
13
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Heng Fa Chuen Station (a rail station within an 8-min walk earns this label).

Family-friendly — 11 schools within a 1 km walk.

Everyday convenience — 4 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 13 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com