▼ 0.50% · 3.625%
HK$19,363
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,966
−HK$612/mo
Today · 4.125%
HK$20,578
baseline
▲ 0.50% · 4.625%
HK$21,830
+HK$1,252/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,156/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,541
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,119
−HK$586/mo
Today · 4.125%
HK$22,705
baseline
▲ 0.50% · 4.625%
HK$23,902
+HK$1,197/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,410/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,300
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,962
−HK$673/mo
Today · 4.125%
HK$22,635
baseline
▲ 0.50% · 4.625%
HK$24,013
+HK$1,378/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,270/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,696
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,331
−HK$645/mo
Today · 4.125%
HK$24,976
baseline
▲ 0.50% · 4.625%
HK$26,292
+HK$1,316/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,952/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,236
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,959
−HK$734/mo
Today · 4.125%
HK$24,693
baseline
▲ 0.50% · 4.625%
HK$26,196
+HK$1,503/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,386/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,850
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,543
−HK$703/mo
Today · 4.125%
HK$27,246
baseline
▲ 0.50% · 4.625%
HK$28,683
+HK$1,437/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,492/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,172
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,955
−HK$796/mo
Today · 4.125%
HK$26,751
baseline
▲ 0.50% · 4.625%
HK$28,379
+HK$1,628/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,502/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,004
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,755
−HK$762/mo
Today · 4.125%
HK$29,517
baseline
▲ 0.50% · 4.625%
HK$31,073
+HK$1,556/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,034/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,109
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,952
−HK$857/mo
Today · 4.125%
HK$28,809
baseline
▲ 0.50% · 4.625%
HK$30,562
+HK$1,753/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$57,618/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,158
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,967
−HK$820/mo
Today · 4.125%
HK$31,787
baseline
▲ 0.50% · 4.625%
HK$33,463
+HK$1,676/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$63,574/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,045
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,948
−HK$918/mo
Today · 4.125%
HK$30,866
baseline
▲ 0.50% · 4.625%
HK$32,744
+HK$1,878/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,732/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,312
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,179
−HK$879/mo
Today · 4.125%
HK$34,058
baseline
▲ 0.50% · 4.625%
HK$35,853
+HK$1,795/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,116/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,981
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,945
−HK$979/mo
Today · 4.125%
HK$32,924
baseline
▲ 0.50% · 4.625%
HK$34,927
+HK$2,003/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$65,848/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,466
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,391
−HK$938/mo
Today · 4.125%
HK$36,329
baseline
▲ 0.50% · 4.625%
HK$38,243
+HK$1,914/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$72,658/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,918
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,942
−HK$1,040/mo
Today · 4.125%
HK$34,982
baseline
▲ 0.50% · 4.625%
HK$37,110
+HK$2,128/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$69,964/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,621
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,603
−HK$996/mo
Today · 4.125%
HK$38,599
baseline
▲ 0.50% · 4.625%
HK$40,634
+HK$2,035/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$77,198/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,854
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,938
−HK$1,102/mo
Today · 4.125%
HK$37,040
baseline
▲ 0.50% · 4.625%
HK$39,293
+HK$2,253/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$74,080/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,775
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,815
−HK$1,055/mo
Today · 4.125%
HK$40,870
baseline
▲ 0.50% · 4.625%
HK$43,024
+HK$2,154/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$81,740/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,752 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).