▼ 0.50% · 3.625%
HK$18,531
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,108
−HK$585/mo
Today · 4.125%
HK$19,693
baseline
▲ 0.50% · 4.625%
HK$20,892
+HK$1,199/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,386/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,616
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,169
−HK$561/mo
Today · 4.125%
HK$21,730
baseline
▲ 0.50% · 4.625%
HK$22,875
+HK$1,145/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,460/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,384
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,018
−HK$645/mo
Today · 4.125%
HK$21,663
baseline
▲ 0.50% · 4.625%
HK$22,981
+HK$1,318/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,326/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,677
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,286
−HK$616/mo
Today · 4.125%
HK$23,902
baseline
▲ 0.50% · 4.625%
HK$25,162
+HK$1,260/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,804/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,237
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,929
−HK$703/mo
Today · 4.125%
HK$23,632
baseline
▲ 0.50% · 4.625%
HK$25,070
+HK$1,438/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,264/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,739
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,402
−HK$673/mo
Today · 4.125%
HK$26,075
baseline
▲ 0.50% · 4.625%
HK$27,450
+HK$1,375/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,150/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,091
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,840
−HK$761/mo
Today · 4.125%
HK$25,601
baseline
▲ 0.50% · 4.625%
HK$27,159
+HK$1,558/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,202/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,800
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,519
−HK$729/mo
Today · 4.125%
HK$28,248
baseline
▲ 0.50% · 4.625%
HK$29,737
+HK$1,489/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,496/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,944
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,751
−HK$820/mo
Today · 4.125%
HK$27,571
baseline
▲ 0.50% · 4.625%
HK$29,248
+HK$1,677/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,142/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,862
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,636
−HK$785/mo
Today · 4.125%
HK$30,421
baseline
▲ 0.50% · 4.625%
HK$32,025
+HK$1,604/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,842/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,797
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,661
−HK$879/mo
Today · 4.125%
HK$29,540
baseline
▲ 0.50% · 4.625%
HK$31,337
+HK$1,797/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,080/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,924
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,753
−HK$841/mo
Today · 4.125%
HK$32,594
baseline
▲ 0.50% · 4.625%
HK$34,312
+HK$1,718/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,188/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,650
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,572
−HK$937/mo
Today · 4.125%
HK$31,509
baseline
▲ 0.50% · 4.625%
HK$33,426
+HK$1,917/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$63,018/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,985
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,870
−HK$897/mo
Today · 4.125%
HK$34,767
baseline
▲ 0.50% · 4.625%
HK$36,600
+HK$1,833/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$69,534/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,503
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,483
−HK$996/mo
Today · 4.125%
HK$33,479
baseline
▲ 0.50% · 4.625%
HK$35,516
+HK$2,037/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$66,958/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,047
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,987
−HK$953/mo
Today · 4.125%
HK$36,940
baseline
▲ 0.50% · 4.625%
HK$38,887
+HK$1,947/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,880/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,356
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,394
−HK$1,054/mo
Today · 4.125%
HK$35,448
baseline
▲ 0.50% · 4.625%
HK$37,605
+HK$2,157/mo
Deposit HK$813K · loan HK$7.31M · min. income ≈ HK$70,896/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,108
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,104
−HK$1,009/mo
Today · 4.125%
HK$39,113
baseline
▲ 0.50% · 4.625%
HK$41,175
+HK$2,062/mo
Deposit HK$813K · loan HK$7.31M · min. income ≈ HK$78,226/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,804 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).